Investments
Last modified: 2025-01-24 12:01
Recently, credit history has become one of the key tools of the bank when checking a client and assessing risks when deciding on his lending. It is available to all Russians who have taken out loans since the beginning of 2005. Experts recommend that all borrowers inquire about their credit history, since mistakes often creep into it
Last modified: 2025-01-24 12:01
In a situation when it is necessary to demand a refund for services not provided or goods of inadequate quality, it is necessary to draw up a written application. It should become the basis for the return of the amount you paid, for the necessary financial transactions and the appropriate registration in accounting
Last modified: 2025-01-24 12:01
With a costly standard of living, people are increasingly thinking about how to get a loan if they have bad credit history and outstanding loans. Such clients are usually refused a new loan, but there are ways to get the desired funds. Instructions Step 1 It is worth remembering that the majority of bank clients have the opportunity to take out a loan, even if they have bad credit history and outstanding debts, but they have no idea about it
Last modified: 2025-01-24 12:01
Owners of WebMoney or Yandex.Money web wallets sometimes need to communicate their number to others. If all the data is not written in a notebook, then finding out the web wallet number is quite simple. Instructions Step 1 You have registered your account on the WebMoney website
Last modified: 2025-01-24 12:01
A forfeit is a sum of money determined by law or contract, which arises as a result of non-fulfillment or insufficient fulfillment of obligations. How, if necessary, calculate its amount? Instructions Step 1 Read the Law of the Russian Federation "
Last modified: 2025-01-24 12:01
Virtual money systems have become very popular. One of the reasons for this is ease of use, confidentiality of information, as well as relatively low fees for using the systems. Withdrawing money from a system such as WebMoney is easy, and replenishing your wallet is even easier
Last modified: 2025-01-24 12:01
The procedure for opening a savings bank does not pose any difficulty and is available to any adult Russian or foreigner who has a temporary residence permit or a residence permit in Russia. To do this, you need to contact the nearest branch of Sberbank
Last modified: 2025-01-24 12:01
To transfer a pension to a savings bank, you must provide its account number to the State Pension Fund or to the company to which you entrusted your funds. Instructions Step 1 Contact the State Pension Fund or another organization that performs its functions and manipulates your pension
Last modified: 2025-01-24 12:01
Transferring funds can be done in one of several ways, which depends on where and from what you need to transfer. You can use an ATM, a computer with Internet access, or come in person to the bank. It is possible to transfer money from card to card, from card to passbook and vice versa
Last modified: 2025-01-24 12:01
If you urgently need money for a purchase or repair, you can take a bank loan. But financial institutions refuse to receive a loan if the borrower does not meet the requirements of the credit institution. Checking information about the borrower The reasons may vary
Last modified: 2025-01-24 12:01
To get the opportunity to quickly use the money accumulated in the savings book, it is not necessary to visit the bank's office. Not everyone has the opportunity to spend time visiting a credit institution and standing in long queues. In addition, some citizens use both cards and books at the same time, so from time to time they have to transfer money from book to card
Last modified: 2025-01-24 12:01
Quite often, bank customers expect money to come to an open account. Most do not have to think about this, since the SMS-informing service is connected about any account transactions. But how do you know about the receipt of money on a traditional passbook?
Last modified: 2025-01-24 12:01
Savings books - savings books - appeared in 1841 with the advent of savings banks. Initially, savings books were intended for opening personal accounts and depositing funds on them. At the end of the period of validity of the savings book, its owner was given all the accumulated funds with accrued interest
Last modified: 2025-01-24 12:01
The banking services market is growing today at an extraordinary pace. Developing not only in the direction of expanding the offer, but also simplifying the functionality of services, the availability of technical means for performing a variety of operations
Last modified: 2025-01-24 12:01
When carrying out banking operations, a person may face such an unpleasant situation as an erroneous transfer of funds from a current account. This error can happen both through the fault of the operator, and through the fault of the client himself
Last modified: 2025-01-24 12:01
You can fill out a payment order, including for transferring taxes, in several ways: manually, with the help of a bank teller, through accounting programs or using the Bank-client system. The latter method is now very popular due to the fact that it allows you to immediately send the generated payment order to work
Last modified: 2025-01-24 12:01
Non-cash settlements are carried out by individuals and legal entities in a variety of ways - by contacting the bank with a payment document, using the Internet banking service or the Client-Bank system. In any of these cases, it may be necessary to revoke the payment, for example, to correct erroneously specified details or incorrect crediting
Last modified: 2025-01-24 12:01
The modern banking system allows customers to independently make money transfers to other cardholders. To do this, you can use your personal account on the bank's website or a banking terminal. This service is only becoming more popular every year
Last modified: 2025-01-24 12:01
The Bank of Moscow provides its clients with the opportunity to issue a wide variety of plastic cards that allow them to fulfill various goals and needs. If you need to replenish your account, you can choose one and the most convenient methods and complete this procedure in fact in a matter of minutes
Last modified: 2025-01-24 12:01
Bank customers are so accustomed to using a variety of financial services that they usually do not think about how to optimize their relationship with a credit institution. Not everyone knows whether it is possible to withdraw currency from a ruble account, how much the conversion procedure will cost, and whether there is a chance to save on numerous bank fees
Last modified: 2025-01-24 12:01
Every citizen of the Russian Federation who works officially has the right to receive 260,000 rubles from the state once in a lifetime. You can get this amount when buying a house, apartment or plot of land for yourself or your minor child. This operation is called - property tax deduction
Last modified: 2025-01-24 12:01
Almost every one of us has to deal with money transfers at least once in a lifetime. Urgent help for parents, a gift for children, support for a friend who has lost money and documents in another city - there are many cases when you need to send money
Last modified: 2025-01-24 12:01
A certain number of Russian citizens live permanently or temporarily abroad. And if they need to transfer money to their friends or relatives, they need to know how to do it. Instructions Step 1 If the person you want to send money to has a bank account, use a bank transfer
Last modified: 2025-01-24 12:01
There is a constant exchange of personnel between Russia and Ukraine, many people leave for a neighboring state to work. In such circumstances, it is convenient to use international money transfer services. There are several ways to transfer money from Russia to Ukraine
Last modified: 2025-01-24 12:01
Due to the complication of the situation between Russia and Ukraine, the ability to transfer money has become a problem for many users. Therefore, the question arises that users ask themselves: how to transfer money from Ukraine to Russia. What turned out to be banned The decree of Ukraine of 10/17/2016 and some events that occurred after that made the following options for transferring funds prohibited:
Last modified: 2025-01-24 12:01
The piece rate is used to determine the employee's earnings under the piecework wage system. It is a calculated indicator for measuring the amount of remuneration of an employee per unit of product produced or for a performed operation, expressed in monetary terms
Last modified: 2025-01-24 12:01
The "Buy and Sell" era is gradually disappearing into history. The turbulent 90s of the last century are remembered with a shiver today by tired shuttles when they had to wander to Poland, Turkey or China for goods. The time of earning money on the resale of goods or other people's labor is gradually leaving Russia, giving way to more civilized ways of making money
Last modified: 2025-01-24 12:01
The current level of development of banking technologies makes it possible to transfer money from one country to another, including Russia, without any problems. The time in which the addressee can receive the transfer varies from 15 minutes to several days
Last modified: 2025-01-24 12:01
Due to some political differences between Russia and Ukraine, the transfer of funds has become somewhat more difficult. However, this is not a reason to refuse help or a gift for loved ones or friends. The need for money can arise suddenly
Last modified: 2025-01-24 12:01
The set of methods for checking the balance on a bank card depends on the specific credit institution that serves it. Usually it includes checking the balance at an ATM, calling the call center, using the SMS informing service, using the Internet banking service and contacting the bank operator in person
Last modified: 2025-01-24 12:01
Bank plastic cards have long passed from the category of "luxury" to the category of "everyday life". We use plastic cards to transfer wages and pensions, and with their help we send money to relatives, friends and relatives, and pay for various services
Last modified: 2025-01-24 12:01
Any modern company wishing to maintain and strengthen a stable position in the market is obliged to timely monitor and evaluate all its fixed assets and funds. Such a measure will make it possible to formulate an actual budget and plan funds taking into account the current state of the funds
Last modified: 2025-01-24 12:01
You can check the balance of a bank card by visiting a bank branch, through its or a third-party ATM. Most often, account verification by phone is also available. And if you have a mobile bank and Internet banking - by SMS, a short mobile number and via the Internet
Last modified: 2025-01-24 12:01
Labor veteran is an honorary title that can be awarded to a citizen of the Russian Federation, and formerly a resident of the Soviet Union, for fruitful work over many years. This status entitles its owner to certain benefits and cash payments
Last modified: 2025-01-24 12:01
You don't need astronomical sums of money to talk on the phone. Some people have similar financial difficulties. But there are many options for solving them. Instructions Step 1 Get hired. If you do not have even a small amount available to pay for calls on the phone, this means that you have serious financial problems
Last modified: 2025-01-24 12:01
As a result of the galloping rise in prices in the country, and, accordingly, the depreciation of national money, leading analysts and financiers decide to carry out a monetary reform in order to strengthen and streamline the circulation of the national currency of the state
Last modified: 2025-01-24 12:01
Sberbank of Russia has about 8100 retail and service outlets in Moscow. Therefore, it is not surprising that, depending on the location and other features, the work schedule of many departments varies greatly. So how do you figure out when which department is open?
Last modified: 2025-01-24 12:01
Information about the bank is contained in its unique number. This indicator is called BIK - bank identification code. Do not forget to regularly update the BIC directory in the enterprise programs in order to avoid errors. Instructions Step 1 A twenty-digit bank account number reveals a lot about the owner of that account
Last modified: 2025-01-24 12:01
The method of converting rubles to dollars depends on many factors. The final cost of the American currency can be influenced by the purpose for which you will use it, the date of contacting the bank, the current situation on world markets, the policy of a particular bank
Last modified: 2025-01-24 12:01
USD is an abbreviation for United State Dollar - the United States dollar, meaning, of course, America. It is one of the oldest and most influential world currencies, on the financial "health" of which the economies of many countries of the world depend