Investments
Last modified: 2025-01-24 12:01
According to article No. 157 of the RF ZhK and the rules for the provision of communal services to citizens, approved by Decree of the Government of the Russian Federation No. 37 of May 23, 2006, the calculation of payment for heating is made by the settlement center of the housing maintenance company and sent to citizens in the form of ready-made receipts, payable by the 1st day of each months
Last modified: 2025-01-24 12:01
Provision with own circulating assets is one of the main indicators of the financial stability of an enterprise. If the company does not have equity capital, this means that the formation of current assets, and in some cases a part of non-current assets, is carried out at the expense of borrowed funds
Last modified: 2025-01-24 12:01
Since the installation of water meters began in Russia, disputes on this issue have not subsided. Indeed, in some cases it can save money, in others it can cause even greater costs. Calculations are easy enough. Abroad, water meters have long and firmly entered into use, but in Russia they never manage to take root completely
Last modified: 2025-01-24 12:01
Maternity capital can be used to improve the living conditions of the family, educate children or increase the funded part of the mother's pension. But before you dispose of this certificate, you need to issue it, because the procedure takes more than a month
Last modified: 2025-01-24 12:01
If your family has a small income, you may be able to apply for social security benefits and payments. To do this, you will need to collect a package of documents, and then submit them to the local social protection authority. The main documents that are required for the recognition of a family as poor:
Last modified: 2025-01-24 12:01
Renovation of an apartment is not an easy task, requiring both physical and financial costs. Let's turn to the latter, since one of the important factors in the renovation of an apartment is its cost. Self-assessment of repair work is a rather difficult process
Last modified: 2025-01-24 12:01
When buying a house or apartment, the state grants citizens the right to a property tax deduction for personal income tax in the amount of up to 2 million rubles. This means that the buyer of real estate has the right to return the previously paid tax from the budget or receive an exemption from paying it in an amount equal to 13% of the cost of housing, but not more than 260 thousand rubles
Last modified: 2025-01-24 12:01
In accordance with Chapter 13 of the RF IC, alimony obligations arise in relation to minor children or disabled parents. You can collect alimony on a voluntary or compulsory basis as a percentage of the payer's income or in a fixed amount. It is necessary - voluntary agreement
Last modified: 2025-01-24 12:01
With the arrival of spring, the time has come for everyone to shop. The first warm rays of the sun transform nature, hinting to people that it would be nice for them to be transformed. Now is the time to buy a spring jacket, but the purchase is not always a joy and not everyone knows what to do if the jacket turns out to be unsuitable in size or shows a hidden marriage upon arrival home
Last modified: 2025-01-24 12:01
A birth certificate is a legal document, it is issued to a woman in labor to pay for the services of medical institutions to which she applies. This monetary incentive promotes better health care delivery. Instructions Step 1 The birth certificate was introduced to improve the quality of medical services provided not only to a pregnant woman, but also to an unborn baby
Last modified: 2025-01-24 12:01
It so happened that Russian people do not trust banks, so they try to keep everything they earn at home. Every thief tries to find and take with him as fashionably as possible more valuables from home. And the task of honest citizens is to preserve their values
Last modified: 2025-01-24 12:01
Today, in order to pay for utilities, it is not at all necessary to go to a Sberbank branch with a receipt and stand in queues. Due to the rapid development of the system of Unified Information and Settlement Centers, it is now possible to pay off the rent in a variety of ways
Last modified: 2025-01-24 12:01
There are situations in life when it is impossible to cope without outside help. For people who have strayed into a difficult financial situation, especially those who belong to socially unprotected strata of society (young mothers with children, pensioners, disabled people), the state provides support
Last modified: 2025-01-24 12:01
Maternity benefits are calculated on an individual basis based on the woman's average earnings. However, there is a minimum amount of maternity leave that is guaranteed to be payable by the state regardless of the payments received. The minimum size of maternity wages is calculated based on the value of the minimum wage in the current year
Last modified: 2025-01-24 12:01
A large family these days is not such a rarity. Not the least role in the decision of parents to have three or more children is played by social programs provided by the state to make the life of large families easier. It is not necessary to count on large amounts of benefits, but many benefits help large families quite seriously
Last modified: 2025-01-24 12:01
In an era of crises and all kinds of economic cataclysms, the problem of economy becomes especially acute. Someone saves on clothes, someone - on entertainment. But when nothing else helps, you have to start saving on what you can't do without - on our daily bread
Last modified: 2025-01-24 12:01
In addition to the brightest feelings, financial stability is the basis for the existence and prosperity of a happy family. To confidently "stand on your feet", it is important to correctly organize the family budget. Instructions Step 1 Select a model or type of family budgeting
Last modified: 2025-01-24 12:01
Sadly, but it is unlikely in the near future in our country the number of claims for the division of property and the imposition of alimony will decrease. Since only a few separated couples can determine the amount of alimony by agreement of the parties, most often this issue is resolved in court
Last modified: 2025-01-24 12:01
The unstable economic situation in Russia in 2014 also affected the state of the real estate market. What to expect from 2015 and what will be the cost of apartments? The issue of the cost of apartments is traditionally relevant for broad groups of the population
Last modified: 2025-01-24 12:01
The subsistence minimum is the cost of the minimum set of food and non-food goods and services that are necessary only to support human life and ensure the safety of his health. Those products and services that are included in this set are called the consumer basket
Last modified: 2025-01-24 12:01
In our time, you need to take care of your future pension yourself. The times when the state took care of you are over. Although the size of the pension remains relevant for most people. Did you know that if you manage your pension wisely, you can increase your pension by at least 30% in the future?
Last modified: 2025-01-24 12:01
The unstable economic situation in the country often affects the salaries of their citizens. It is not surprising that people often begin to think about the question of how to learn how to save money with a small salary. To do this, it is enough to adhere to a few simple recommendations so as not to experience inconvenience in everyday life
Last modified: 2025-01-24 12:01
With the entry into force of the current Housing Code of the Russian Federation, personal accounts in both municipal and privatized apartments have ceased to be divided. Nevertheless, if the apartment is privatized, it is possible to conclude an agreement between the owners on the payment of utilities or to establish the procedure for their payment by the court
Last modified: 2025-01-24 12:01
Allowance for caring for a child up to 1, 5 years old is one of the social state payments to young families, which is provided regardless of employment and social status. Benefits for a child under 1, 5 years old can be received by all unemployed parents through the Social Security authorities
Last modified: 2025-01-24 12:01
To get rich little by little (as folk wisdom says: "The quieter you go, the further you will be"), it is enough just to reasonably and deliberately take care of your finances every day. We often see that "quick" wealth for some reason does not lead to a life of constant prosperity
Last modified: 2025-01-24 12:01
Borrowing is the easiest way to get the missing funds to pay for something. At first, this helps out, and then it can lead to much more complex financial problems, because you will have to give your money. Instructions Step 1 Don't spend more than you earn
Last modified: 2025-01-24 12:01
Surviving without a paycheck is unrealistic, but this is only at first glance. After all, people during perestroika lived for years without money, and somehow survived. An enterprising person can live without money for more than one month. The main thing is to be smart and find a way out of a difficult situation
Last modified: 2025-01-24 12:01
Living in one apartment for several families is a sad reality of our time. In addition to the mass of obvious difficulties that co-owners of one housing have to face, the issue of making utility bills often arises. Different family budgets, a decrease in the solvency of one of the owners, disputes about equity participation - this is just a small list of possible problems
Last modified: 2025-01-24 12:01
For the period of parental leave, the mother is paid a monthly allowance until she turns 1.5 years old. The state regulates the minimum and maximum payments. In 2016, when calculating child allowances up to 1, 5 years old, the rules are similar to 2015
Last modified: 2025-01-24 12:01
The birth of a second or subsequent child after January 1, 2007 entitles families to receive maternity capital. But, unfortunately, in order to use the promised money, you have to wait, as the saying goes, for three years. And money is very often needed right now
Last modified: 2025-01-24 12:01
According to the latest news, another period of economic instability awaits us soon. Already, prices for food in stores have risen markedly, and the cost of everything else will catch up with them. However, you do not have to deny yourself everything if you approach spending wisely
Last modified: 2025-01-24 12:01
For various reasons (leftovers from sewing, inheritance from grandmother, etc.), a person may remain or be unnecessary a certain fabric or large pieces of several types. Such material is not used by you and is not planned to be used, as they say, and it is not necessary to throw it away
Last modified: 2025-01-24 12:01
The patriarchal lifestyle of the family implies that a woman is constantly at home and monitors the household: she cooks, washes, cleans, etc. This lifestyle implies that you will not be able to make money in the traditional way, that is, in a regular job
Last modified: 2025-01-24 12:01
The financial stability of an enterprise is the state of the enterprise's accounts, which guarantee its constant solvency. In turn, insufficient financial stability can lead to a lack of funds for development and insolvency of the company, and excessive financial stability can hinder its development, burdening the costs of this company with excessive reserves and reserves
Last modified: 2025-01-24 12:01
The habit of saving money is not only a feature of the poor man struggling to make it to his paycheck. Wealthy people with rather large incomes also save on expenses, rightly believing that if they did not save, they would never become rich
Last modified: 2025-01-24 12:01
Opportunities for a better life appear every day. Some people are not ready for them and pass by. In order not to miss favorable situations, it is necessary to purposefully prepare for changes. Instructions Step 1 Make a balance of income and expenses
Last modified: 2025-01-24 12:01
In some cases, an objective assessment of the financial condition and solvency of not an individual person, but his entire family, in which he lives, is required. This may be required, for example, to obtain a loan or various kinds of subsidies, including for the payment of housing and communal services
Last modified: 2025-01-24 12:01
It seemed that retirement was still so far away: permanent work, household chores…. So you want to relax, when will it happen? And now the pension has come! But for some reason it was not joyful, but alarming. The work that was so tiring is now not enough
Last modified: 2025-01-24 12:01
Money is good for everyone, except for one thing - it runs out too quickly. It seems that a week ago there was a salary - but no longer. And where has gone - it is not known. It seems that you didn’t lose in the casino, you didn’t arrange binges with gypsies, you didn’t even have time to buy new trousers planned for a long time - and your finances have already “spent themselves” somewhere
Last modified: 2025-01-24 12:01
It often happens that maternity capital, which was issued for financial support to a large family, cannot be received by the person to whom it was issued. In this case, it is possible to obtain maternity capital by proxy. Maternity capital - additional funds that are allocated by the state to support families who have given birth to a second or third child, or have adopted a baby from an Orphanage or Baby House