Investments
Last modified: 2025-01-24 12:01
In Bali, the sun shines all year round, the sea pleases the eye with azure shades, and the sandy beaches invite you to rest and relax. People come here to escape from the stress and frenzied rhythm of big cities, gloomy skies and gloomy atmosphere
Last modified: 2025-01-24 12:01
If the spouse is not an adherent of the fashionable European childfree movement, which promotes a conscious and unconditional refusal to have children in the name of personal freedom, then all other reasons for disagreeing with the conception or adoption of a child can be attributed to banal excuses
Last modified: 2025-01-24 12:01
The world of children today is not at all the same as twenty or even ten years ago. Fashion and trends drive communities, and it can be difficult for a kid who doesn't have a cool phone or super-modern clothes to fit in. Unfortunately, not all parents understand these points, and often the requests of a son or daughter to buy the right thing are answered with a sharp refusal
Last modified: 2025-01-24 12:01
Many citizens are interested in the question: how to sell an apartment that was bought with maternity capital? Although today in young families all funds are spent precisely on purchasing new housing, and improving living conditions is considered one of the directions provided by the law, nevertheless, in some cases it may be necessary to sell housing
Last modified: 2025-01-24 12:01
Every year for Russians begins with not always pleasant, but still with changes. Consider how pensions, salaries and utility rates in Moscow will change in 2019. Raising old-age pensions Fortunately, the Russian government has raised not only the pesion age, but also the size of pensions
Last modified: 2025-01-24 12:01
Economic experts have prepared a list of things that will rise in price in 2016. What kind of things are included in this list and why will the price rise. In 2016, the following groups of goods are expected to rise in price: clothes, shoes, household appliances and electronics, printed editions, construction and finishing materials
Last modified: 2025-01-24 12:01
Married life is also about joint finances. And usually the wife expects that the husband will bring all his "spoil" to her. But what if control over the family budget and its spending is in the hands of the husband? This is not always a bad thing
Last modified: 2025-01-24 12:01
It is often not at all easy to receive payments for OSAGO. In order to increase the likelihood of receiving money, you need to follow the necessary rules of conduct in the event of an accident. If the insurance company evades payments, it is necessary to seek justice in the competent authorities
Last modified: 2025-01-24 12:01
EBay is one of the most popular online shopping sites in the world. It offers a huge range of products at lower prices than retail. However, it may happen that the buyer receives a low-quality product or the seller turns out to be dishonest
Last modified: 2025-01-24 12:01
Unfortunately, not all drivers manage to avoid a traffic accident. Even a slight collision will damage the vehicle and require repair. The victim, in the presence of an insurance policy, has the right to receive insurance compensation for damage to property or health as a result of a road accident
Last modified: 2025-01-24 12:01
The UST (or the Unified Social Tax) operated in Russia until 2010. Later it was replaced by insurance premiums for employees, but the essence of this salary tax remained the same. Insurance premiums Every month the employer is obliged to transfer insurance premiums for each of his employees
Last modified: 2025-01-24 12:01
Contributions to compulsory pension insurance must be made by all legal entities, including foreign ones, that conclude employment contracts with employees. Pension contributions are subdivided into the insurance and funded parts of the pension
Last modified: 2025-01-24 12:01
The concept of “Fixed payment” was replaced in 2011, now it is “Insurance premiums for compulsory pension insurance in the amount determined based on the cost of the insurance year, credited to the Pension Fund of the Russian Federation for the payment of labor pension (individual entrepreneurs, notaries, lawyers)”
Last modified: 2025-01-24 12:01
In the event of an insured event, it is necessary to contact the company with which the corresponding agreement has been concluded, with an application for insurance payment. However, it happens that many insurers pay compensation that is much less than expected
Last modified: 2025-01-24 12:01
Arrears is the amount of insurance premiums not paid by the organization within the period established by law. In this case, in addition to the arrears itself, you will also need to pay a penalty. Calculation and collection of the amount of arrears The indebtedness for insurance premiums for the reporting period consists of the following amounts:
Last modified: 2025-01-24 12:01
An insurance premium is called a payment (single or periodically repeated) that the payer is obliged to make in favor of the insurer. The payment forms the material base for protection against property and other risks. Instructions Step 1 The insurance premium is paid by the payer on the basis of a previously drawn up insurance contract
Last modified: 2025-01-24 12:01
To transfer money to Italy, you need to familiarize yourself with the methods of modern money transfers and choose the most suitable sending system for yourself. It is preliminarily recommended to find out the restrictions on sending currency in each specific case and the interest for its implementation
Last modified: 2025-01-24 12:01
Perhaps, in no parenting environment there is a more discussed and hot topic than the one for what and how often they donate money at school. Often, contributions "for televisions, linoleum, as well as windows and doors" simply begin to cause not only irritation, but also serious indignation
Last modified: 2025-01-24 12:01
Many parents want to instill in their children a respect for money. They establish a kind of "family-market" relationship and, as an incentive, pay children to help around the house. In order not to be mistaken and not to raise an egoist, you need to consider this model of education from all sides
Last modified: 2025-01-24 12:01
You won't believe it when you find out how much 10 ruble coins you can accumulate in a three-liter jar. But this is the easiest way to raise money for a trip. As a rule, small 10-ruble coins without large financial losses to the family budget are easily sent for safekeeping to a home bank
Last modified: 2025-01-24 12:01
Many people are saving. Someone cannot imagine their life without a new handbag, while others were forced to save by life's difficulties. Anyone can learn this art, and a smartphone will become a good helper if you choose the right apps to save money
Last modified: 2025-01-24 12:01
Many people feel they are not being paid enough. But most of them do not take into account the specifics of the formation of wages both in the market as a whole and in their own sphere. How to decide if $ 3000 per month is enough Firstly, is this amount enough for you for all the basic necessities and decent living for a month?
Last modified: 2025-01-24 12:01
Subsidized tickets are available only to socially unprotected categories of citizens. The list of directions in which you can get a benefit is constantly changing. A purchase can only be made upon presentation of a document entitling it. Since 2014, programs have been actively developed and implemented that allow citizens of our country to fly at reduced prices to the most popular destinations
Last modified: 2025-01-24 12:01
The increase in the cost of utilities occurs with enviable regularity. But zealous owners have already learned to save resources and keep the amount of monthly payments "in their hands." How? It is possible, for example, to significantly reduce water consumption
Last modified: 2025-01-24 12:01
How to secure your budget from unwanted payments for paid services on your mobile phone. Easy ways to figure out your paid content connection. Recommendations for clients of the mobile operator MGTS and not only. The reality is that even without wanting to use paid services, you can be among the subscribers of a paid site
Last modified: 2025-01-24 12:01
One of the main financial problems that are increasingly encountered today is the correct management of the family budget with savings in money. Many do not know how to save and spend correctly so that there is still more. How to manage a family budget and save money?
Last modified: 2025-01-24 12:01
Being one of the traditional modes of transport, the train does not lose its relevance today. Thanks to the development of the road network, in a short time you can get to almost anywhere in the country and neighboring countries. The availability of train tickets depends mainly on the demand for a particular route, so the price changes with the influence of tariffs and the season
Last modified: 2025-01-24 12:01
If the husband begins to reproach his wife "sitting" on maternity leave, then the problem lies more in the field of psychology than finance. But there are several practical recommendations that can improve the situation in the family budget - and in the relationship of the couple at the same time
Last modified: 2025-01-24 12:01
Today, some parents prefer to transfer their children to an alternative schooling. The fact is that in some educational institutions, students are treated badly. Every year there are more and more cases of bullying, that is, bullying. A child, especially a first grader, cannot give back in any way by the offenders and often suffers from their attacks
Last modified: 2025-01-24 12:01
There are tons of tips for managing your family budget. For some, they are useful and work great, for others they are not. And the problem is not in the councils themselves, but in how income is distributed. The family budget is the amount of upcoming expenses, limited to a certain amount of income
Last modified: 2025-01-24 12:01
You can recover compensation from your husband only for the loan paid. This can be done in court. A positive decision will only be with a general loan, in which the funds were spent in full on the family. The Family Code of the Russian Federation states that not only property acquired in marriage belongs to both spouses in equal parts, but also debts
Last modified: 2025-01-24 12:01
Before every person who seriously thinks about their financial well-being, sooner or later the question arises of how to dispose of their savings. Of course, first of all, we are all interested in reliable and most profitable investments. However, both of these criteria are sometimes mutually exclusive
Last modified: 2025-01-24 12:01
If the house is not completed, and the money has run out, you can use a loan, a maternity certificate. The easiest way is if there is an opportunity to refuse the services of builders, and to carry out all further work independently. Building your own home not only takes a lot of time, but also requires constant cash injections
Last modified: 2025-01-24 12:01
Now our country is going through hard times, and with it its people. Downsizing of employees, salary delays, unstable income payments are everywhere. Due to these circumstances, many families are cutting their expenses in order to save the budget
Last modified: 2025-01-24 12:01
Shopping on the Internet gave us the opportunity to choose not only goods in stores, but also in stores ourselves. If you want - buy in your city, but if you want - order directly from China. The distance does not matter. But in terms of saving such a choice, Internet commerce almost did not offer until recently
Last modified: 2025-01-24 12:01
Currently, the number of so-called "shopaholics" is constantly growing, i.e. people who receive incomparable pleasure from the purchase. Shopping is a form of pastime in which shops, shopping centers are visited, and goods are purchased
Last modified: 2025-01-24 12:01
The unstable economic situation in the world increasingly makes people think about how to save money earned. You can, of course, constantly complain about life and scold the government, but there are other, more rational ways of survival, for example, the prudent management of the family budget
Last modified: 2025-01-24 12:01
The universal electronic card or UEC combines the functions of identification of a citizen and a means of payment. It is to be issued free of charge to all Russians. It is necessary - application for a universal electronic card (UEC)
Last modified: 2025-01-24 12:01
Often people, entering the store, spend much more money than they expected to spend, buy what they do not need at all. But by following some tips, you can get rid of this habit and save the family budget. Instructions Step 1 When shopping, estimate how much what you want to buy costs
Last modified: 2025-01-24 12:01
Each of us dreams of a free state of our financial situation. This is the so-called financial freedom or independence. There are several types of financial freedom. First, a person has a certain amount of money. This amount may be enough for him for the rest of his life