When carrying out business activities, some managers are faced with situations when funds are mistakenly transferred from the current account. This can happen for a number of reasons: the details were specified incorrectly, the paying bank changed unexpectedly, etc. Regardless of the reason, you can return the funds to your checking account.
It is necessary
Payment order
Instructions
Step 1
To return the erroneously transferred funds, contact your servicing bank as soon as possible. If you are far from the branch, call your teller or simply the customer service line (you can find the phone number in the contract).
Step 2
In the event that the funds did not go to the incorrectly specified account, write a statement addressed to the head or head of the department with a request to revoke the payment order. As a rule, at the bank you can clarify the application form. The person who has the right to sign can sign the document.
Step 3
In the event that the funds were transferred to the "wrong" current account, send a letter to the address of that legal entity with a request to transfer the amount back. Be sure to attach a copy of the payment order to the document.
Step 4
In the event that the funds have gone to a current account that does not exist (the numbers in the account are mixed up, for example), you must write a statement to the bank serving you with a request to withdraw the amount of money. They, in turn, will send a letter to the address of the bank, which is indicated by the recipient in the details.
Step 5
If you transferred funds to the wrong counterparty, and he does not want to return them back, go to court with a claim. Provide all copies of the documents and, if available, the supplier's invoice to which the amount is to be sent.
Step 6
If you, while paying any taxes, incorrectly indicated the BCC, then the amount will hang on the current account of the Federal Tax Service. In this case, send a letter to the tax office with a request to credit the amount for this or that tax.
Step 7
If the money transfer was sent by mistake through your fault, then the commission for it will not be refunded to you. In the event that a bank employee is to blame for this, the amount for settlement and cash services must be returned to your current account.
