Transferring money via the Internet is not a big deal. You can do it from a bank account if an internet client is connected to it. Or using one of the many payment systems, if both you and the payee have e-wallets.
It is necessary
- - a bank account with a connected Internet client or a wallet in an electronic payment system;
- - account number and details or electronic wallet (or other identifier - depending on the system) of the recipient;
- - a computer;
- - access to the Internet.
Instructions
Step 1
If you have a bank account with a working Internet client, you can make a transfer to the recipient's account in any Russian or foreign bank. This requires that you and the recipient have opened accounts in the same currency. You will also need the details of the addressee of the payment: account number and a number of bank data.
When transferring within the country, most often the name of the bank and its BIC is sufficient, the rest will be filled in by the system itself. But sometimes more complete information is needed. To transfer money abroad, you will need international bank identifiers. All the details of the recipient's bank can be found on the recipient's website and copied from there to the system interface. An exception is the account number. Only the addressee himself knows it.
Step 2
Enter all the required data and the amount of the transfer, then give the command to pay. The system may require you to enter your identifier: a password, a variable code (the number will be offered by the system, the code itself is on the scratch card, which is issued by the bank to all Internet client users) or another. If it is entered correctly, the money will be debited from the account. The bank's commission for the transfer will be debited from the balance on your account automatically in addition to the transfer amount. Naturally, the balance must cover this total expense of yours, otherwise the payment will not go through.
Step 3
When paying through an electronic payment system, log into your account and, using its interface, give a command to generate a money transfer to another member of the system. To transfer, you must enter the e-wallet number or other identifier (for example, email address) of the recipient in the required field.
As in a bank, before making a transfer, the system in most cases will ask you for additional identification: for example, entering a combination of numbers offered on the screen, a payment password that you have generated or another, depending on the specific system.
Step 4
If you and the recipient have e-wallets in different payment systems, there are options when this does not interfere with the transfer. In some cases, you can exchange one e-currency for another in the interface of the system itself. In others, this will require the services of a third-party electronic currency exchange office, which can usually be selected using the interface of your system. In the interface of the exchange office, you must enter the payment amount, wallet numbers or other identifiers of the sender and recipient and perform a number of identification operations in your system.
