So that bright time has come when you managed to dig up some money for a rainy day. Naturally, you would like this money not only to lie in a glass jar, but to multiply by itself.
Instructions
Step 1
Bank deposits or otherwise deposits.
One of the main advantages of investing in a bank is that you know for sure the amount of money that you will receive after a certain period of time.
In addition, banks, as usual, insure deposits up to 700 thousand rubles. Therefore, if you intend to invest a larger amount of money in the bank, it is better to open 2 separate deposits.
Step 2
Mutual investment funds.
The second most popular way of investing finance is mutual investment funds - a collective financial instrument in which the money of each investor is "added up" into a common pot and then multiplied by professional dealers. The main task of such managers is to search for shares with the likelihood of their further growth.
Step 3
Promotions.
Investing capital in securities, called shares, gives the right to receive part of the profit in the event of an increase in their prices. However, you should not be too happy - the cost can both skyrocket and fall.
Step 4
Bonds.
Securities, called bonds, as well as shares, confirm the right of their owner to receive some part of the profit. But the main difference between bonds is that this financial instrument is by no means for those who like to take risks.
Step 5
Endowment life insurance.
Ordinary insurance is only useful if something happens to you. Endowment life insurance allows you to receive monthly payments until the end of your days.
Step 6
General funds of bank management.
OFBU - the same mutual funds, albeit with broader investment opportunities. On the one hand, it is more profitable, but on the other, it is just as risky.
Step 7
Structural (structured) products.
The essence of this financial instrument is very simple - part of the finance (about 90%) is invested in the bank, and the rest is invested in options and futures.
This profitable scheme allows in the worst case to stay with your money, and in the best case - to make a profit of 20-30%.
Step 8
Gold and precious metals.
Investing in gold is very profitable during the reign of the crisis. However, once the crisis has receded, the price of precious metals will inevitably fall.
Step 9
The property.
Investments in real estate usually occur during the construction phase. Then a square meter costs several times less than when the building was delivered.
Step 10
Business.
One of the most unpredictable ways to invest money. Business, at its core, is unlimited dividends, the level of which depends only on your efficiency and ingenuity.
