Annual inflation does not allow you to save money without using bank deposits, investing or other available methods that do not contradict the laws of the Russian Federation. Only in this way can you not only save free funds, but also increase them, having received a certain percentage of profit.
It is necessary
- - passport;
- - free funds.
Instructions
Step 1
If you plan to take free funds to the bank for safekeeping, check out all the offers in your region. Interest rates can vary significantly. In some cases, it is most profitable to open deposits during periods of preparation for the holidays. For example, before the New Year celebrations, International Women's Day, banks may offer higher interest rates.
Step 2
Decide in what currency it is profitable for you to keep your money. It is always more profitable to store in the currency in which you plan to spend them. Check out all the offers of banks for deposits in different currencies, find out the exchange rate.
Step 3
You can keep a deposit on a plastic card, on a savings book. Choose what is beneficial to you. If you cannot decide on your own what is beneficial to you, a bank employee will give you detailed information about the advantages of this or that storage, the possibilities to add the deposit amount or withdraw part of the funds or interest if necessary.
Step 4
A contract will be concluded with you in duplicate. To complete the document, you need a passport of a citizen of the Russian Federation.
Step 5
An equally reliable way to preserve and increase money is to invest it in the bonds of mutual funds. Investment income is significantly higher than when keeping on deposits. The only drawback is that you will not be able to use the funds if necessary, and you will be able to receive them only after the expiration of the terms specified in the contract. You can find out the address of investment funds in your region by contacting the media.
Step 6
You can get a significant percentage profit from free cash if you invest it in precious alloys. But this option is only suitable as a long-term investment, since alloys are becoming more expensive very slowly, but with the ups or downs of the dollar, you can get significant profits in a short period of time. You can buy alloys by contacting a bank or open a metal account in any bank.
