Sberbank offers three types of cards - debit, credit, and special partner cards. Each card has its own characteristics and benefits. All cards are issued within the Visa, MasterCard and Maestro payment systems.
Types of cards in Sberbank
The first thing to do before ordering a card is to decide on the most suitable type. It is better to do this based on your own requirements for the card's functionality and take into account how much the annual service costs.
Today Sberbank offers a wide range of debit and credit bank cards, which differ in functionality and cost of annual service.
Unnamed cards Momentum Visa Electron and Maestro (free service) are basic cards for cash withdrawals and purchases in Russia.
For Momentum Visa Electron and Maestro credit cards, the maximum credit limit is up to 150 thousand rubles, for other cards - up to 600 thousand rubles.
Their main advantage is instant issuance, but it will not be possible to use it abroad.
Classic cards Visa Classic and MasterCard Standard (annual service cost: 750 rubles per year) are the most common types of cards with a basic set of functions. They allow you to make payments online and pay for purchases by bank transfer. This card is chip-based, which makes it possible to use it when making purchases while traveling abroad.
Electronic cards Visa Electron and MasterCard Maestro (annual service cost: 300 rubles per year) differ in a basic set of services with a minimum service cost, and are issued within the framework of salary projects.
All cards provide the ability to remotely manage a bank account through the services "Mobile Bank" and "Sberbank OnL @ yn"
Gold cards (annual service cost: 3000 rubles per year) - status cards with an additional set of privileges. These customers are provided with a premium class of service.
Premium cards "Sberbank Premier" Visa Platinum and World MasterCard Black Edition (the cost of service within the tariff plan "Sberbank Premier" - up to 5 cards - free) is a prestigious card with a high level of service.
For those who often make payments online and make purchases on the Internet, you can order virtual cards without a physical medium. The cost of the annual service is 60 rubles. in year.
If you want to get additional benefits from using the card, then you can apply for partner cards at Sberbank. With the "Give Life" card, everyone can contribute to charity. It helps fight cancer with every purchase.
For those who travel a lot, the Aeroflot Visa Gold & Visa Classic card is suitable, which allows you to accumulate miles with every purchase. And upon registration of the MTS MasterCard Gold & MasterCard Standard bonus points “MTS Bonus” are accrued, which can be exchanged for various goods and communication services.
How to get a card from Sberbank
You can order a card in two ways - by filling out a form during a personal visit to a bank branch or by filling out an online application on the website. When visiting the bank in person, do not forget to take your passport with you. With a preliminary application for a credit card, in addition to identity documents, you must provide a certificate of income and an additional document of your choice (INN, SNILS, rights, etc.) The application will be considered by Sberbank for 2 days.
To issue a card online, you need to go to the bank's website www.sberbank.ru in the section "Individuals", select "Bank cards", then "Debit" or "Credit". Next to each card, you will see a link "Online Debit Card Application". To complete an application, you must fill out an online application for a card. After that, it remains only to await further information from the bank.
The production of the card takes up to two weeks, after which it can be collected at the bank branch.
