Each of us has said to ourselves more than once that from tomorrow or next month you will start saving money. But going once again to the store for shopping, we forget about our promise and buy for the most part what we do not need. In fact, saving money is not that difficult if you do certain regular activities.
Instructions
Step 1
First, learn to pay yourself. Set yourself a long-term goal and regularly save money in cash, or better put it in a dedicated bank account. Do this constantly. Save 10% of your income every month. After paying off the loan for any thing, continue making payments to your savings account.
Step 2
Set yourself a clear goal. What exactly do you want to get: a laptop, a new sofa, a trip to the sea. Write your goal down on paper and hang it up prominently. Define a clear time frame for achieving this goal, for example, six months. Put a piece of paper with your goal in your wallet, and when you come to the store and want to make another unnecessary purchase, remember your main goal.
Step 3
Take a jar, best of all with a narrow neck, and pour out the little change that has accumulated in your wallet every evening. Put in the jar not only pennies, but also ruble and ten-ruble coins. As a result, by the end of the year, you can use this money to buy New Year's gifts for relatives and friends.
Step 4
Money that you received unexpectedly, for example, a bonus or a gift in cash, also put into a savings account. You didn't count on this money, so you shouldn't waste it.
Step 5
Be sure to count your money. Write down how much you saved this month, try to save a little more next month. If saving money is viewed as a sport, then you will be able to quickly and easily abandon meaningless spending. And the money saved will bring you a deep sense of satisfaction.
