Unfortunately, the problem of debt recovery affects more and more people. The economic situation is such that they borrow more and give less, so if a relative or close friend asked you for a loan, and you cannot refuse him, try at least to play it safe and follow a few tips.
It is necessary
In order for you to have the opportunity to return your money later, you will need an IOU (or loan agreement) and a few more documents
Instructions
Step 1
Be sure to issue an IOU. Indicate in it the passport details of your borrower, your passport data, the loan amount (in rubles or in foreign currency) and the date of the debt repayment.
Step 2
If your debtor still does not return the money to you, go to court and write a statement of claim (in duplicate). Describe in detail in the application the entire course of events, when, under what circumstances and how much this citizen borrowed from you, when he had to repay the debt.
Step 3
Pay the required federal fee - a state fee. This is necessary in order for the court to accept your application for consideration.
Step 4
Then take your application, IOU and a copy of it, a receipt for payment of state duty and submit them to the court at the place of registration of your borrower.
Step 5
After the court hears your case and its decision comes into force, you can get your money with the help of the Bailiff Service.
