It so happens that you have borrowed money for a certain period, but they are not in a hurry to give it back. They refer to times of crisis, family problems or lack of earnings. Of course, anything can happen in life, but you gave your money, and you have every right to get it back. We will show you how you can get the debt out of the debtor.
Instructions
Step 1
Visit the debtor at his home address. If he does not live at the registration address, hold conversations with the neighbors. Find out where your parents, friends, or relatives live. Already find out from the parents the actual address of residence of the borrower.
Step 2
In order to study the living conditions and financial situation, conduct a conversation with the defaulter. Find out the circumstances and reasons why your debtor is defaulting on his debt obligations. Check if he has a real opportunity to return the loan to you.
Step 3
Take a receipt from the debtor, which contains clear terms for the repayment of the debt. Try to have the receipt written by the debtor in his own hand and in the presence of two witnesses.
Step 4
If you lent against property, take this property until the debt is fully paid off. Perhaps the borrower does not want to face the household difficulties that have arisen and will immediately repay the debt. If the money has not been returned to you, try to sell this property, and thus return the required amount.
Step 5
If your debtor is not legally competent, warn him in a harsh manner that you will submit the debt documents to the court, threaten with criminal liability. Promise that you will publish information in the media about his dishonesty, tell his employers, colleagues and friends about his dishonesty. Psychological pressure on a defaulter, as a rule, helps to pay back debts.
Step 6
And remember, the measures you take to knock out debt must be legal and as adequate as possible.
