A plastic card is a convenient means of non-cash payments. It takes up very little space, but at the same time allows you to pay for purchases on the Internet, in regular stores and cafes, as well as withdraw cash. Credit cards are becoming more and more popular, which can serve as a kind of "lifesaver" when there is not enough money for any purchase or salary is delayed. Most often, a credit card is issued with a personal appeal to the bank, but you can also receive it by mail.
It is necessary
- - access to the Internet;
- - mobile phone;
- - passport data.
Instructions
Step 1
Select the bank where you will apply for the credit card. The service of receiving a plastic card by mail is provided by such banks as, for example, Tinkoff Credit Systems or Russian Standard. Having compared the conditions for obtaining and using the card, choose the most profitable and convenient option for you.
Step 2
Complete the online credit card application. Most likely, you will need the following information: name, passport details, mailing address, information about the place of work and personal income, as well as a mobile phone number and email address. When filling out the application, please indicate only real data. At the same time, most banks that provide the service of obtaining a credit card by mail allow you to indicate both official and unofficial income.
Step 3
Wait for the bank's decision to issue you a credit card. You will receive it either by SMS to the specified phone number, or by email. In addition, the operator can call you and advise on the further steps to be taken to obtain a credit card.
Step 4
In case of a positive decision of the bank, expect a notification of a certified letter. Occasionally banks send issued credit cards by regular mail, in this case, check your mailbox regularly.
Step 5
After completing the notification, you will receive a certified letter at the post office. Don't forget to take your passport with you. Check the spelling of your first and last name on the card and read the contract attached to it and instructions for activating the credit card. Before activating the card, you may need to send a copy of your passport or other documents, as well as a signed application to the bank.
Step 6
Activate the card according to the instructions. Most often, this requires calling a bank operator at a toll-free number or sending an SMS message. Do not forget to sign on the special strip on the back of the card before using your credit card.
