If you have free money, do not rush to spend it on momentary pleasures. Even a small amount can be profitably invested. However, novice investors should remember a simple rule: operate only with those financial instruments that you understand. Then you can provide yourself with a small, but stable income.
It is necessary
- - Passport;
- - Free money.
Instructions
Step 1
The easiest and most reliable option is a bank deposit. Choose a bank with a good interest rate. You can find the most interesting conditions - for example, a deposit with monthly interest capitalization or an increased rate for accounts opened for three years or more.
Step 2
The main income on deposits is given by compound interest. If you can top up your account monthly, the amount will constantly increase. Do not fuss looking for more and more favorable conditions of the deposit: constantly moving money, you will not earn, but on the contrary, you will lose.
Step 3
Consider raising your retirement savings. If you have 12,000 rubles, deposit them into your pension account. According to the state co-financing program, the amount will be doubled. If you transfer this money annually for 10 years, you will receive a significant increase in your pension by the end of the term. Consider this option as a purchase of blue-chip securities: the income under the co-financing program is small, but stable. However, only people born after 1955 can participate in the program.
Step 4
Precious metals can be a solid investment. Do not rush to the jewelry store: valuables of interest can be purchased at the bank. If you don't have enough money to buy a bar, buy gold and silver collectible coins. Their value will increase over time. Purchased coins can be stored at home or in a rented safe deposit box.
Step 5
If you want to try your hand at investing, consider buying a stake in large companies. However, when buying a share, keep in mind that this is a long-term investment. Investing is more of a way to store money profitably than a get-rich-quick scheme.
Step 6
You can achieve greater success by playing on real financial platforms - for example, the FORTS exchange. A quick way to make money is scalping, in which the player catches the difference between the buy and sell prices. This is painstaking work that requires constant attention, but with certain skills and perseverance, the invested amount can bring quick income. However, losers will lose money just as quickly.
