Controlling finances and proper planning allows you not only to save money, but also to channel them correctly for further increase. Currently, this skill is necessary not only for large enterprises, but also for an ordinary man in the street. To properly control your finances, you need to follow a few simple rules.
Instructions
Step 1
Calculate the amount of expenses and income. First of all, it is necessary to determine the invoices of costs that need to be paid in the first place, as well as mark those that may wait a little or be postponed for a long time.
Step 2
Determine the constant amount of expenses you need on a monthly basis and account for the unexpected costs. After that, find out the total amount of income. At the same time, distribute it so that it is clear when and how much will be credited to your account in order to be able to plan the movement of funds.
Step 3
Distribute your monetary obligations. To do this, analyze the items of expenses and income and determine the procedure for paying the expense invoices. After that, you need to analyze the remaining amount and irregular costs, which include, for example, office supplies and toiletries. Predict when you need to allocate and how much funds for these needs.
Step 4
Make an accurate budget. To do this, draw a table that takes into account all cost items and income received, as well as the dates of payments. Stick to your plan to keep your finances in full control.
Step 5
Determine the amount of remaining income that can be used to accumulate. To do this, it is recommended to open a special savings account with the bank with the possibility of replenishment and transfer certain free funds to it from time to time. The accumulated money will help you in case of unforeseen situations that were not taken into account in your financial budget.
Step 6
Set specific goals for yourself. Determine what is your priority and what can help you in the future to increase your budget. Take your money seriously, which will allow you to plan and control your finances correctly and profitably.
