Bank transfer is very popular among the citizens of the country. You can receive funds from someone you know without even having your own checking account. The bank charges a commission for the transfer.
It is necessary
- - passport;
- - Bank card;
- - savings book.
Instructions
Step 1
If you are a legal entity, then to receive a transfer, open a current account at any bank branch. To do this, you, as the head of the organization, must conclude an agreement with the bank branch serving the organization.
Step 2
Give the counterparty the details that your bank issued (current account, TIN, name of organization, correspondent account, BIK of the bank, location and name). The sender must indicate these data in the payment order, with the help of which funds are debited from his account and credited to your current account.
Step 3
If you want to get your hands on the money, order a checkbook from your bank branch. As a rule, it will be enough for you to fill out a check and take it to the teller; you must also have your passport with you. Record all cash flows in the accounting department.
Step 4
If you are an individual, you can receive funds sent to you without opening a current account. First of all, ask the sender what kind of transfer the cash was sent.
Step 5
If the funds were sent by "Blitz" transfer, find out the control number (you must tell the operator when receiving cash). Also, a bank employee will require your passport.
Step 6
If you are a non-resident, be prepared for the fact that at the bank branch, when transferring over 50,000 rubles, you will be asked to present a migration card.
Step 7
If the transfer was sent to your current account, you can withdraw funds using a bank card. To do this, you need to use an ATM or contact the operator.
Step 8
If you do not have a bank card, receive a money order by contacting your servicing bank with a passbook.
