Probably everyone knows the proverb "a penny protects the ruble." And it turns out to be incredibly accurate. There is even such a thing as the butterfly effect. If a small living creature flaps its wings once, it can change the variables of this world so that a rainy season will arise on the other side of the planet. The same goes for any little things. They do not exist, whatever one may say.
If you save one unhappy ruble a day, how much will it be in a few years? And if you take a few dozen, which will pass very quickly? Of course, until that time, the ruble will completely depreciate, but you can transfer all your savings into profitable currencies or gold for that time, which will remain relevant for a very long time. After all, the global extraction of precious metals is several tens of times less than a percentage of the total mass of extracted raw materials. This is the reason for the high price of gold.
A year for money is nothing. But in fact, long-term deposits, even at low interest rates, can bear fruit in ten years. Suppose you decide to put 1,000 rubles on a deposit at an unfortunate ten percent per annum. Is this money? But you decided to invest with capitalization. This means that in a year you will have more than 1100 rubles. And in two years this amount will be 1210 rubles. Now count yourself how much it will be in ten years, and you will be surprised at such an interesting arithmetic.
And how many times have you had that unfortunate 40 kopecks or even five kopecks were not enough to make a cool purchase? Not being able to buy something big because of some little thing. Not a very pleasant situation. Moreover, she pisses off many. Yes, one ruble is not much. But there is one more pleasant moment that many do not take into account before accumulating funds.
If you save one ruble every day, you will form the habit of saving money. At the same time, the quality of your life will not deteriorate at all from this. At the same time, after a while you will have a need to save more, so that the accumulation process goes faster. And this suggests that you have developed a useful addiction. You will want to increase the dose to get the same satisfaction. And after a while you will deliberately sacrifice certain benefits in order to get more after a while. And this is the main action of most successful people. Remember that freedom begins with self-restraint.
