Mobile banking services have become a part of everyday life, and, if they wish, customers can find out the balance of their Sberbank card via SMS to 900. This is a short service number that operates within the framework of the Mobile Bank connected service.
Checking the balance of the Sberbank card
At the moment, it is quite simple to find out the balance of a Sberbank card via SMS: you need to send a message to number 900 with the text "BALANCE 1234" (without quotes), indicating in place of the combination the last four numbers from the number of your personal bank card. You can use some other commands, for example, "REMAINING", BALANCE or just 01. The result will be the same.
It is important that the balance of the mobile number from which the SMS is sent is not zero or negative, since the cost of the operation depends on the tariffication of the mobile operator. More often than not, this is the standard price for an SMS. You can learn more about the specifics of paying for the corresponding service in the offices and salons of the mobile operator to which the number is attached, as well as directly at the bank.
Conditions for checking balance via SMS at 900
To be able to monitor the balance on the card and send messages to the service numbers of the credit institution, you must be a client of Sberbank and activate the Mobile Bank service. To become a client, you need to go to any bank branch and conclude an agreement for the receipt and maintenance of a bank card (credit or debit).
The "Mobile Bank" service is usually activated simultaneously with the activation of the payment card. The monthly subscription fee for it depends on the status of the client and the purchased banking product. If the client initially refused the mobile service, the service can be reactivated by visiting a bank branch with a passport. It also connects through the menu of any Sberbank ATM.
Reply SMS from Sberbank
Some time after sending a request to number 900, the client receives a response message containing the following lines:
- VISA1234 is available;
- Purchase limit;
- For cash.
Opposite each item, the current balance amount in rubles will be indicated. The data in the "Available" line shows how much money is available for use on the account attached to the card. “Purchase limit” is the amount by which you can perform various operations through non-cash payments: transfer funds to other customers, pay for purchases, services, etc. As for the item "For cash", it displays the amount that the client can withdraw from the card (account) in the current billing period.
It is worth noting that you can check the balance of a Sberbank card not only via SMS to 900, but also by means of a short USSD command, which is sent from a mobile phone. To do this, dial * 900 * 01 # with the keys of the device and press the call button. After that, the screen will display a service menu with information about the balance and various additional options. Unlike sending SMS, USSD requests are free, but they still require an active Mobile Banking service.
