Holders of Sberbank plastic cards sometimes need to find out the balance of their card as quickly as possible. For example, standing in line at a supermarket with a full trolley, a person suddenly realizes that he does not remember exactly how much money is left in the account. In such a case, the bank provides information via SMS.
There are many ways to check the balance of your card account with Sberbank. For example, the easiest and least frequently used is to go to a bank branch and contact an operational worker. But people generally prefer to check the balance on their own, using ATMs, where at the same time they can print a check on the last transactions performed on the account.
It is convenient to use an ATM, but even more convenient is the way to determine the balance using SMS. To make it possible to obtain them, it is necessary to perform some preliminary steps.
How to make information available via SMS
When receiving a card from Sberbank, try to immediately activate the service called "Mobile Bank". In the contract, indicate your mobile phone number. After connecting the service, you no longer need to look for the nearest ATM to find out the balance of the plastic card. Mobile Banking is a paid service, the basic package costs 30 rubles a month.
In order to independently activate this service, you should go to the ATM and select the appropriate option. A confirmation in the form of SMS should be sent to the phone number that you indicate to connect the "Mobile Bank".
How to find out the balance of the card using SMS
To find out the balance of your card without going to the ATM and accessing the Internet, you need to send an SMS to number 900. In the message, indicate the alphabetic code of the operation (BALANCE) or digital (01). After dialing the command cipher, press the space and enter the last four digits of your card number. This instruction must be strictly observed, otherwise the program will misinterpret your message.
For example, if you do not make a space in the message, it will be perceived by the bank as a command to top up the phone balance. But there will be no consequences - a certain limit has been set for operations performed on the card. You will simply receive an SMS with a refusal to carry out the payment operation, but to receive the operation you are interested in, you will have to perform all the actions again. If you do everything correctly, the bank will notify you of the account status via SMS.
It is possible to check the balance of the card account using the phone only after the Mobile Bank is connected. The message about the balance of the card will be sent to the number that was indicated when the service was activated, and not otherwise.