Money is a powerful energy, and it is in motion, according to the elementary law of physics. Money should not be stuck, because it is not savings, but a reasonable allocation of funds that increases capital. There are several rules that will help you not only save, but also increase your funds.
Instructions
Step 1
Get some targeted envelopes with the words: "food", "clothing", "rent", "loan payment" … Think about what monthly payments you make, and prepare your own envelope for each expense. Put a certain amount in each envelope - this will save you from unnecessary expenses.
In addition to the main envelopes, start for the future: "rest", "vacation", "car" … These are the things for which you will have to save for more than one month. Set aside a certain amount of money every month.
Step 2
Be sure to set aside 10% on any profit, be it a lottery win, a repaid debt or a bonus. This so-called "principle of tithing" was used by the famous richest people in the world - Bill Gates, Donald Trump. Let it become law for you - to put aside 10% of the profits in the fund of the future.
Step 3
Money has to make money. Even if you are not a banker or an economist, you are quite capable of mastering basic financial transactions. For example, calculate the interest on bank deposits. The deposited money should not be kept in a box, even if they bring income at least in the form of bank interest.
Step 4
Not a single ruble can be spent on payday. This will help you manage your funds rationally.
