You can save and increase your personal savings by investing free funds in bonds that are issued in the Russian Federation by different issuers: the government, municipal and regional entities, investment companies and structures.
Instructions
Step 1
Investing your own money in bonds is profitable only if you expect to place them for a long time. Any bonds have different maturities and are designed for investments from 3 months to 30 years. You will not be able to receive a part of your funds or interest on them until the period for which you have placed them expires.
Step 2
The resulting bond yields may vary. The interest declared by the fund can be one figure, and by the end of the maturity this figure can change significantly, and the trend, as a rule, is upward.
Step 3
The bonds are traded on the MICEX stock exchanges. During the day, securities are bought for $ 2 billion. In total, the MICEX offers more than 250 types of issued bonds.
Step 4
You can get bonds by contacting regional brokers where the secondary securities market is widespread. Sign an agreement with a broker, open two accounts. On the first, the money you deposited will be taken into account, on the second - bonds. Don't forget that buying bonds through intermediaries comes with extra costs. You will be required to pay the broker a specified amount of interest on each bond purchased.
Step 5
The most profitable is the initial purchase of bonds at an auction. To participate in the auction, submit an application to a regional brokerage company, deposit the proposed percentage of the initial value of the bonds.
Step 6
Equally profitable placement of funds and the purchase of bonds is carried out in mutual funds. To invest in this type of securities, you must be well versed in the investments of the company in which you plan to invest money. A mistake can cost you all your investment, so only place it in trusted and trusted companies.
