In today's rather difficult economic conditions, every day there are more and more banks with temporary administration. This means that more and more deposits of our citizens are in limbo. Many citizens are interested in how to collect money from a bank if it goes bankrupt. Before answering this question, we need to advise our citizens to carefully choose a financial institution before entrusting it with keeping their own savings. Thus, you can save yourself from many misunderstandings and problems.
Instructions
Step 1
Keep money in the bank with a low interest rate, which characterizes the reliability and integrity of a particular financial institution. After all, it is unlikely that a sensible banker in his right mind will deliberately raise the interest rate.
Step 2
If the bank where you keep your money is bankrupt due to the economic crisis, seek help from the state stabilization funds, where they will do everything possible and impossible to return your funds to you. To date, the procedure for liquidating a bankrupt bank is, perhaps, the only possible option to return money to depositors. Bankruptcy proceedings in each country, as a rule, are handled by the main state bank (in Russia, this is the Central Bank). The procedure for liquidating a bank from a country's financial card is a complex multi-stage process that requires the parties involved in this business to exert all their strength and emotions. Then you can easily re-invest money in the bank. Think carefully about which bank to invest in. Carefully check its reputation and the financial cleanliness of its owners. Thus, you can ensure the safety and integrity of your financial resources.
Step 3
Don't worry if the bankruptcy process takes too long. The state will do everything necessary to return your savings to you intact and safe. You need to invest money in a bank after consulting your friends and relatives who already have experience of interacting with the banking system of our country. Contact a law firm for highly qualified assistance if you do not know how to apply for a refund of the deposit. The local experienced professionals will help you with good advice and prepare all the necessary documentation in accordance with the norms and standards of Russian legislation.
