People everywhere try to save money, but for some reason not everyone succeeds. Here are some tips on how to save wisely.
1. Make shopping lists
Before going out to the store, make a shopping list and don't allow yourself to take anything spontaneous until all the items are crossed out. After that, roughly estimate the amount for which you collected the goods, and if this amount suits you, you can walk around the store again and take something else.
2. Pamper yourself
If you managed to buy the planned item cheaper than expected (for example, the last size remained), be sure to reward yourself with a pleasant trinket that will cheer you up.
3. Do not neglect discount cards
Always try to get a discount card, and it doesn't matter if it is discount or accumulative. Who knows, maybe this card will remain in your purse, or maybe after the first purchase this store will become one of your favorites.
4. Be mindful of the expiration date
Often, sellers "cut down" the prices of products that are nearing the end of their shelf life. If you are buying for future use, such savings can do you a disservice.
5. Don't be stingy
Instead of buying cheap goods of questionable quality, think about this. You will almost certainly have to make a second purchase in order to replace a low-quality product with a normal one. Do you still want to "save money" or rationality has taken over?
6. Avoid overpayments
For example, a whole loaf is cheaper than a sliced loaf, and a ready-made salad will not be as tasty as a freshly cut one, but it will be more expensive by a few rubles. Don't overpay for such nonsense.
7. Buy for future use
If you always buy the same cleansing foam, shampoo or washing powder, take a look at the store promotions and buy goods in small wholesale. It will come out cheaper and easier: if any of this ends, you do not have to run to the store and frantically search for goods on the shelf.
8. Don't forget the mood
There are simple rules: don't go shopping when you're sad, but grocery shopping when you're hungry. This makes it easier to avoid unnecessary spontaneous purchases that will only cause shame and a significant hole in the budget. Calm yourself down in other ways, such as sports.
9. Do home bookkeeping
There are now hundreds of smartphone apps that can help you track financial flows. Be sure to use one of them. By understanding where your money is going, you can take control of your spending.
