Quite often, bank customers experience difficulties in closing a bank account and do not know how to properly register or request the closure of a personal account. But in reality, there are no difficulties, since closing an account in any Russian bank is a standard procedure.
Instructions
Step 1
If the account owner does not have any debts to the bank on the account, then he simply has to write a statement to close the current account, the application form can be taken at the bank branch.
Step 2
After waiting for several days, set by the bank, the client is notified of the closure of the account.
Step 3
This notice must be submitted to the tax office to confirm the complete closure of the bank account. Information is provided to the tax office due to the fact that commercial banks cooperate with the tax office and issue reports on their requests.
If the client has no violations in the tax office, then the current account will be closed immediately.
Step 4
Before closing the current account, the owner of the current account must withdraw all the remaining money or transfer it to another account, and also in the application for closing the account, you can indicate to which account the balance of funds should be transferred. If the balance is less than the set commission for the money transfer, then it will be more profitable for the account holder to transfer money to the internal bank account.
