Military personnel and some other categories of citizens are entitled to receive housing subsidies in the form of special certificates. In addition to purchasing an apartment, they can be converted into cash. How can this be done?
It is necessary
- - military certificate;
- - passport.
Instructions
Step 1
Get the certificate itself. Among the military, people who have served more than ten years, retired from service, veterans of the Great Patriotic War have the right to do so. At the same time, a person should not own other housing with an area of more than 18 square meters per person living. For a certificate, contact the housing commission of your military unit. You will be queued and warned when you can get a subsidy.
Step 2
With the certificate, contact the bank and open an account to which money will be transferred under the state program. This needs to be done quickly, as the duration of the grant is usually limited to a few months.
Step 3
Find the apartment you want to buy. It is best to do this through a real estate agency, since a housing certificate requires additional paperwork. Advise about subsidies in advance, as using them will make the transaction longer. Not all sellers will agree to this. Sign all the necessary documents for the purchase and sale of housing.
Step 4
Sell the housing you received. Only in this way can you legally cash out the certificate you received. however, keep in mind that if you want to get rid of the apartment in less than three years, you will have to pay 13% tax on the transaction amount. This makes cashing the certificate rather unprofitable. Another way to get cash can be renting out an apartment, if, for example, you have the opportunity to live with relatives. The law does not prohibit this.
