Friends look at you in bewilderment when you take out your old phone. And the device itself works with interference. It was necessary to go to a cell phone salon for a long time, but the money is only enough for the essentials. It's time to save some money for a new phone.
It is necessary
- - money,
- - notebook or computer,
- - wallet.
Instructions
Step 1
Decide on the cost. It is, as a rule, influenced by the manufacturer, the number of additional functions and the novelty of the model. The first two parameters are very important, the quality of the phone and your comfort depend on them. But it is better not to pursue new products. A few months after the technique appears in stores, it greatly loses in value. Therefore, it is better to wait six months or buy an analogue.
Step 2
Decide on a purchase date. When do you plan to purchase a new device: in a month, in three, in six months?
Step 3
Divide the cost of the phone by the number of months. You will receive an amount that you will need to set aside on a monthly basis. If you have planned to buy a phone not in two weeks, but at least in three months, this amount will not be so big.
Step 4
Divide the total by thirty days. As a result, you will need to save very little money every day.
Step 5
Keep a written record of income and expenses. To do this, take a separate notebook or make a table in a Microsoft Excel file. This will allow you to control your wallet and lead a normal life at a lower cost. If the money saved this way isn't enough, cut costs. Surely there are expenses that you can easily do without. For example, instead of taking your lunch break at a cafe, take food from home. Use public transport less often and walk more often. Changing just two habits will save you a lot of money and health benefits as an added bonus.
Step 6
Save the money you save in a separate wallet. You cannot spend them on other needs. Some, knowing this rule, borrow from themselves. But then they "forget" to return the money. Therefore, it is better not to risk it.
