A current account with Sberbank can be opened in any subdivision of any city in Russia. Individuals most often open deposits for settlements in order to transfer various payments from the employer or the state. This procedure is quite quick and requires only one thing - to personally contact the bank to sign the agreement.
It is necessary
- - passport;
- - amount for the first installment:
- for a deposit in rubles - 10 rubles;
- for a deposit in US dollars - $ 5;
- for a deposit in euros - € 5;
- for deposits in other currencies - the equivalent of US $ 5.
Instructions
Step 1
Choose a branch of Sberbank that is convenient for you in terms of working hours, proximity to home, the presence of an electronic queue, ATMs, etc.
Step 2
Contact the appropriate Sberbank branch during business hours. Express your desire to open a current account to the consultant, state the goals for which you are going to do this (receiving a salary, long-term deposit, account in the name of the child). Based on the information received, the clerk will recommend a suitable banking service for you. Most often, an individual account is opened for a long-term deposit "Universal" with the possibility of making debit transactions. The commission is zero, even interest is charged - 0.01% per annum.
Step 3
Read and sign the bank account opening agreement provided by the bank. Give the completed documents along with your passport to the teller.
Step 4
To complete the procedure for opening an account, you need to make a minimum contribution to it, depending on the selected currency (10 rubles, $ 5 or € 5). You can deposit a large amount if necessary. The minimum additional contribution is not limited by the bank. The teller will accept the money right there. Documents and a passbook (and a plastic card, if you have chosen the appropriate account) you will immediately receive along with a receipt for accepting money.
Step 5
Upon receipt of the passbook, the teller will also give you the details of the branch and your account. The number of the current account for making monetary transactions (charges, transfers) will necessarily be indicated both on the title page of the savings book and in the agreement with the bank.