At a certain stage in the development of their business, each individual entrepreneur thinks about how to open a current account for an individual entrepreneur. This will allow him to more quickly receive and send non-cash payments, because cash settlement is allowed by the current legislation only within the limits of 100,000 rubles.
It is necessary
Copies of documents - passports, TIN, OGRNIP, extracts from USRIP, notification of the statistics service, licenses (possibly), insurance certificate from the FSS (possibly), IP stamp and money
Instructions
Step 1
First of all, prepare notarized copies of the following documents required when opening a current account for an individual entrepreneur:
- passport of a citizen of the Russian Federation (basic data and registration);
- TIN;
- OGRNIP;
- an extract from the Unified State Register of Individual Entrepreneurs (free, take it from the tax office, valid for a period of 1 month);
- SP stamp (if available);
- notification of the Federal State Statistics Service at the location (if there are statistics codes);
- licenses (if you carry out a licensed type of entrepreneurial activity);
- insurance certificate from the Social Insurance Fund of the Russian Federation (if there are hired workers).
Step 2
The next step is to select the bank in which you plan to open a current account for individual entrepreneurs. All banks have different tariffs. Generally, the larger the bank, the higher the prices. It is best to choose not by price, but by quality and serviceability. It is advisable that an "Internet bank" be attached to the current account, thanks to which it will be easier for you to manage your account via the Internet - to make online payments, pay fees and taxes, and conduct other banking transactions in real time.
Step 3
Having decided on the bank, take the prepared documents and go to open your business account. Usually, friendly bank consultants themselves will tell you how to open a current account for an individual entrepreneur correctly and profitably. You just need to listen carefully to them and consistently fill out the following documents: - a questionnaire for a client;
- application for opening a current account;
- an agreement on servicing a bank account for individual entrepreneurs;
- bank cards;
- receipt of payment for opening a current account.
The procedure for opening a current account takes a lot of time.
Step 4
Within 5 days from the date of opening the account, notify the tax office, the Pension Fund and the Social Insurance Fund (if you have employees) with the necessary notification of opening a current account for individual entrepreneurs (form No. С-09-1, issued at the bank). Penalty for failure to provide RUB 5,000
