Any organization that is a legal entity is required to have a current bank account. Individual entrepreneurs are not legal entities, so they decide whether to open a bank account or not.
It is necessary
- - certificate of state registration as an individual entrepreneur;
- - TIN;
- - a notarized copy of the passport;
- - a letter from the statistics department;
- - extract from the Unified State Register.
Instructions
Step 1
Decide which bank you want to open a checking account with. Pay attention to the following points: the cost of opening an account, the monthly amount for maintaining an account, the speed of transferring funds. Important factors when choosing a bank will be its location and opening hours. Because if you do not use electronic current account management systems, you will have to personally submit payment orders to the bank.
Step 2
Attest to the notary's card in the form of a bank with a sample of your signature and seal. If your account is managed by someone other than you, this should be reflected on the sample signature card. After you provide the bank with the entire package of required documents, an agreement for settlement and cash services will be concluded between you and the bank. It will indicate the cost of opening a current account for individual entrepreneurs, the monthly amount for maintaining the account. The bank will assign a unique number to the current account.
Step 3
After opening an account, ask the bank for a notification, which will indicate all your new details. You will indicate these numbers in contracts with suppliers and your customers for cashless transfers of funds to your account. Do not forget to notify the tax office, the FSS and the pension fund about the opening of the account within 5 days. For untimely notification, a fine of 5,000 rubles from the tax inspectorate may be imposed, from 1,000 rubles from funds.
