Finance 2024, November

A depositor choosing a bank deposit is most often guided by the maximum interest rate. However, it is worth knowing that in some cases, the profit from a bank deposit may be taxed. How to choose a deposit from which you do not have to pay tax?

The costs incurred by the company in the reporting period and which relate to the future reporting date are reflected in the balance sheet as deferred expenses. How to arrange everything correctly? It is necessary - a computer

Settlement money is a complete settlement of the employer with the quitting employee. This type of payment includes current wages, compensation for unused regular and additional leave, other payments provided for by internal legal acts or collective agreements

Today, each enterprise seeks to organize long-term sales of products as the main component of stable profits. For the successful implementation of further production plans, it is necessary to develop strategic planning of the enterprise's activities, which, as a result, is drawn up by a business plan

The 1,000-ruble denomination is the most popular in Russia, and therefore the most frequently counterfeited. About 90% of the counterfeits that Russian banks reveal every year fall on this particular banknote. In order to protect this banknote, the Bank of Russia has already issued three versions of a 1,000 ruble note

Starting a new business, whether it be renovating an apartment, getting a child to school, updating a wardrobe, holding a big family holiday or relaxing abroad, we often face the question: how much will it cost us? And this question, when planning any big business, is the most difficult for someone

Oil prices are important for the Russian economy, since revenues from the sale of oil resources are backbone for budgeting. As with any marketable commodity, the price of oil depends on the global balance of supply and demand. In practice, oil quotes are influenced by a complex of factors, among which a group of political, economic, social and technological factors can be distinguished

For several years now, labor exchanges have been running a subsidy program for start-up entrepreneurs. Such a program helps to reduce the unemployment rate. And even if the amount that you can get from the state is relatively small, it will help you start your own business

In order to motivate staff, the organization usually makes material incentives in the form of bonuses, which can be monthly, quarterly or annually. The award, which is paid once a year, is called the thirteenth award and is awarded to those employees who have worked a full calendar year at the enterprise

Roulette is the most popular machine in every casino. In online casinos, roulette is controlled by the theory of probability and the installed random number generator. A computer program produces a random order of numbers, without any benefit algorithm

Today it is customary to measure everything with money: from well-being to health. Few people understand that making a cult out of coins and banknotes is a bad job, because money can only be a means to an end, and not the most cherished dream

Earning one hundred thousand a month means being a wealthy person. This is a kind of psychological line that many want to cross. Let's see how this can be done. Instructions Step 1 No matter how trite it may sound, you need to start with planning

According to the Labor Code, namely Articles 167 and 168, when sending an employee on a business trip, he retains his salary, place of work and position. Also, the head of the company must reimburse all expenses related to the business trip

A mutual investment fund (MIF) is an effective investment tool that can be used by private investors to increase their capital. When choosing this financial instrument, each investor is guided by his own expectations and goals, however, there are general recommendations, following which the investor can choose the best investment option for himself

Since the day the first means of payment appeared, mankind has been worried about how to preserve the accumulated capital. The precarious economic situation makes both the owners of a million-dollar fortune and those with modest savings ponder

Inflation is the rise in the cost of life. It determines how much you can buy goods of the same name in different periods for the same amount of money. Like any statistic, inflation is numerical. Usually, price indices are used to determine it

There are many ways to preserve and increase your fortune. And everyone chooses the option that he considers the best. Some diversify their investments - they invest in parts in completely different financial instruments in the expectation that if the money goes bankrupt somewhere, in the rest of the meta it will be preserved and multiplied

All Russian citizens who are unemployed or are in search of one have the right to receive unemployment benefits. To get it, you must register with the Employment Center at your place of residence. Instructions Step 1 Citizens who are looking for a job for the first time, as well as who applied to the Employment Center after a long break after the end of their work activity (more than 1 year) or who were dismissed from their place of work for violations of an em

The economic crisis is forcing the population to spend less money. People are trying to save on everything. However, it is difficult to save money on food, because you need to buy it almost every day, so the ability to bargain correctly and negotiate a more favorable price for you can be very useful

Making money on financial markets is not difficult at all, especially since a modern person has a full-fledged opportunity to trade without leaving home using online tools. It is necessary a computer; the Internet; small start-up capital

To be able to play on the Forex exchange, you need to have a capital of 100 thousand dollars. But this does not mean at all that this amount should be yours personally. The money can be borrowed, while the interest for using the loan does not need to be paid to the bank

Some leaders of organizations resort to financial valuation of the business. This need arises in various situations, for example, when selling a business, when introducing any new directions, reorganizing, when insuring an enterprise. This work should be performed by a highly qualified appraiser

The MMM financial pyramid was first created in 1992. It all ended with huge debts to depositors and a trial of the organizer - Sergei Mavrodi. In 2011, the work was restored. What is MMM This system is the largest pyramid in Russian history with a turnover of over 1 billion rubles

Many are now beginning to think about the possibilities of increasing their future pension. The fact is that the size of the pension depends on the funded and insurance parts, which are determined by the official wages. The latter value is usually the minimum, since most employers prefer to pay for labor in envelopes

At first glance, getting a loan is easy. Many Novosibirsk banks offer different lending options. The most popular loan - consumer - today is issued by both regional branches of banks and small stationary points located in shopping centers. What needs to be done in order to choose the most favorable conditions, correctly submit an application and receive the desired money?

In fact, people spend much more money in summer than in winter, so in the hot season you need to carefully plan your family budget. Write down all your expenses and think about what you can save on. Instructions Step 1 If your birthday or other significant date of life falls on the summer, it is most economical to celebrate this event not in a cafe or restaurant, but in nature

Income volatility is costly for organizations. Indeed, in any case, it is necessary to maintain the management apparatus, real estate and other idle resources. To solve the problem, new streams of income must be created. Instructions Step 1 Identify the boom and bust periods of your current source of income

The question of how to always be with money is especially relevant for those who live from paycheck to paycheck, and there are many of them. The most amazing thing is that it does not always depend on the level of your income whether you have free funds in your pocket

In the context of the instability of the dynamic world of the economy and the growth of competition, enterprises face the need to form financial control, analyze and plan cash flows. One of the ways to carry out such operations is to draw up a company's budget, which will also increase profitability, ensure solvency and financial stability

Unless you are a clairvoyant or seasoned financial analyst, it will be extremely difficult for you to predict when the next global economic crisis will come to an end. Whether to take loans during a crisis or wait depends largely on the type of loan, its need and your financial condition at the moment

If we analyze the events of the recent history of Russia, we can see that a crisis occurs about once every 10-12 years. The next one, apparently, will be in 2018-2020, and it is better to think about how to behave in advance. Instructions Step 1 Make a small supply of food

Do you want to double your income in a short time by becoming a financially independent person? Currently, psychologists and businessmen have developed many methods to increase earnings, following which, you can quickly reach your goal and achieve success

Opportunities and needs are different for all people. Often, the amount of money that seems huge to one person only evokes a condescending smile from another. But in any case, it is necessary to earn money, provide a decent standard of living for yourself and your family and friends

Severance pay is a guaranteed payment to an employee in the cases provided for by Articles 178, 81 and 84 of the Labor Code of the Russian Federation. The correctness of the calculation and the timing of the payment of this benefit are controlled by state bodies

Personal accounts of mobile phones of cellular operators in Russia in their functionality more and more resemble bank accounts - you can transfer money from account to account, pay various services from phone bills and even withdraw cash. If you are a subscriber of Beeline, you have several financial instruments to transfer money

Entrepreneurs and enterprises with bank accounts make payments for monetary obligations arising in the process of economic relations, most often in non-cash form. But it is not always possible to do without settlements in cash, since the payment of wages, travel allowances and the sale of goods or services to the population involves the use of cash

The distribution of funds at the enterprise is necessary to improve production activities, timely remuneration of labor to working personnel, as well as for the stable operation of the organization itself. Instructions Step 1 Set a certain amount of funds that you can use when paying with suppliers and partners

In the past few years, the rate of inflation has been continuously gaining momentum, the world lives in fear of a global economic crisis, and the economies of the leading countries cannot get out of the state of stagnation. Against the background of such events, it would be appropriate to think about the question "

Income tax is a direct tax on the income of enterprises of all forms of ownership. It is established and collected from payers on the basis of Article 25 of the Tax Code of the Russian Federation. How do you charge it? It is necessary - calculator

When organizing a type of business such as an online store, you can avoid many of the difficulties associated with ordinary business. Nevertheless, there are pitfalls here as well. One of them is the intricacies of taxation. Instructions Step 1 Since, according to the Tax Code of the Russian Federation, the sale of goods according to catalogs and samples through computer networks does not apply to retail trade (there is no stationary trading network facility),