Finance 2024, November

In order to buy a good thing, it is not at all necessary to go to an expensive store of a well-known company or a large shopping center. Many people, for one reason or another, donate their things to stores that sell used goods or display them on specialized sites

The ultimate goal of any commercial firm is to generate income. Profit generally represents the excess of income over expenses. In other words, this is the part of the proceeds that remains after covering the costs and is used to increase fixed capital

An advance payment can be paid based on the results of a quarter, half a year and 9 months (in cases where the profit for the previous 4 quarters did not amount to 3 million rubles per quarter). A month can also be recognized as a reporting period

The situation of a refund most often arises after the entry into force of the sale and purchase agreement in connection with the purchase of goods of inadequate quality. The seller can carry out this operation through the organization's cashier or current account

To make money from poetry, you have to work hard, because only truly talented works are appreciated in the modern world. If you are the author of beautiful and truly interesting poems, then do not waste time, but start actively promoting them

Financial appraisal of a company implies an analysis of its financial position. It includes: calculation of a number of basic indicators, reflecting the system of formation of working capital in a legal entity, the direction of their most competent use

A fall in the stock market (decline) is a good opportunity for novice investors to start playing on the stock exchange. If you are sure that the market will start growing soon, do not hesitate, get down to business. Information about the predicted market volatility for the coming years can be gleaned from reliable sources, which are such distinguished publications as The Wall Street Journal, Bloomberg, Finam, Prime or Finmarket

The creation of an exchange is a rather lengthy and complicated process. It begins with the formation of an initiative group, whose members then become founders, and, as a rule, are part of the management of the exchange. They determine the main provisions of the future exchange and the directions of its activities

The lack of one's own home gives rise to a feeling of uncertainty in a person. A rented apartment is not an option: you have to give most of the money you earn to a “stranger's uncle” on a monthly basis, without being the owner of the home. Instructions Step 1 To quickly make money for an apartment, you will have to save money quite significantly

Professional athletes and active fitness enthusiasts know that drinking during training is not only possible, but also necessary, preferably plain water or enriched with vitamin C. : no soda! Instructions Step 1 During intense sports training, the body expends a large amount of moisture and nutrients, which are released along with sweat

Every person has to pay bills from time to time. However, in order to do this, it is absolutely not necessary to stand in a long queue at the checkout. The age of information technology offers many opportunities for such transactions. Instructions Step 1 The most traditional and most common way is to pay bills through Sberbank of the Russian Federation

After careful consideration of the costs, it sometimes turns out that a large amount of money has been completely wasted. Unnecessary items, late payments and overly expensive goods all contribute to a decrease in money in the wallet. But they could be spent on really necessary things

Nowadays, anyone with the appropriate knowledge and access to the Internet can make money in the financial markets. The tools for work are very diverse: you can make a profit by performing transactions with securities (stocks, bonds) or with their derivatives - futures and options

In modern macroeconomics, a situation that combines a depressive state of the economy, an economic downturn and a rise in prices is referred to as stagflation. This term was formed from a combination of two economic concepts "inflation"

Have you already come to terms with the fact that money is flowing out of your wallet, like water through your fingers? Have you tried many times to start saving, but in vain? Perhaps you just chose the wrong strategy … 1. Take control of your emotions

Every year the banking services market expands with new offers. Nowadays, applying to a bank for a loan is becoming a common thing and hardly surprises anyone. In order to get a million, you need to collect a package of documents and choose the right bank

VTB24 today offers four car loan programs, one of which provides for the purchase of commercial vehicles, the rest - for cars. They differ in terms of loan conditions, as well as the requested package of documents. It is necessary - application form for a loan

The metro pass is a special reusable card that allows you to travel on the subway. To extend its validity period and increase the number of passes, it is necessary to periodically charge the travel card using one of the provided methods. Instructions Step 1 Contact your ticket office and ask them to charge your metro pass

At the beginning of August 2012, there was a steady rise in oil prices, which, of course, is a positive moment for the Russian raw materials economy. This growth is taking place against the backdrop of hopes that European investors associate with the plans of the ECB (European Central Bank) to purchase government bonds of the eurozone countries in the secondary market and that these plans will coincide with the real intentions of the regulator

Currently, the sale and purchase of a vehicle can be formalized by signing a notarized purchase and sale agreement or obtaining a certificate of invoice. A reference-account is a document of strict reporting, which has its own number and series, micro-printing and protective watermarks

Usually, all navigators have pre-installed maps and navigation software that lay out routes on these maps. However, the basic set does not always contain information on the required regions or may become outdated over time, which is especially important for rapidly developing settlements

Bonus is a variable part of wages paid for certain indicators of work performance in a month, quarter or year. When, how much and how to pay the bonus, the head of the enterprise decides on the basis of Article 114 of the Labor Code of the Russian Federation

Inflation - the depreciation of money - has become a part of everyday life, and its consequences are felt by every citizen of the country who has not lost the skills of analysis. But this economic phenomenon, although it reduces the real weight of money wallets, is not always negative, as is the case with creeping inflation

Ignorant people believe that it is impossible to get a loan without interest and continue to use expensive banking products: short-term loans at high interest rates, loans in pawnshops secured by property, etc. What is an interest-free loan?

The pension reform will not affect those who are already retired. The retirement age will not increase. The right to early retirement pension of some categories of citizens will remain The pension reform will affect those citizens who are still working

Why are some people rich and some poor? This is rather strange, because all people are born exactly the same. Here we are talking specifically about the choice of life path, the way of thinking, habits and behavior. There are some traps that people fall into that keep them from getting out of poverty

In the late 19th century, there was no reliable link between the East and West coasts in the United States. The Pony Express postal company in those years was often attacked by Indian tribes. And the disparate telegraph companies competed fiercely with each other, making customer service difficult

Alimony is a deduction from a spouse to support a child (or a spouse, until the child reaches three years of age). According to Russian law, alimony must be paid without fail. The amount of alimony is different, calculated individually and depends on many parameters

Money is a title unit used to pay for goods and services. Banknotes contain a huge amount of small details that help prevent counterfeiting. That is why their production is a complex and lengthy process. Instructions Step 1 Money is made using special paper, which is made of cotton and linen

If you leave money at home, then it only depreciates due to inflation. To keep the savings, they need to be made to work. At the same time, they can bring significant income, but it is only important to invest them in the right things. Instructions Step 1 Starting a business is a very convenient way to invest money

Some people get large sums of money through coincidence. They win the lottery, invest well. It is almost impossible to repeat these achievements. Others manage to reach the top after years of trying. To make big money, these people need a good plan

The stream of standing payments arising from monetary transactions is called a financial rent. One of its varieties is annuity. Constant payments that you can receive for a long time without making any effort are not a dream ?! Such a flow of payments is called rent, or with the light hand of Mr

A small inheritance or a win in the lottery, money accumulated over the years of work - many people do not want to spend all these funds, but to preserve and increase. However, lack of investment experience sometimes leads to mistakes. They can be avoided by a thoughtful approach to the issue of investing savings

When building a house or some other non-residential premises, you need to take care of the project, according to which construction and installation work will be carried out. In most cases, the developer calculates the cost of design work himself, taking into account many factors affecting the construction process

The transfer for use of real estate already rented at the moment is a completely legal activity, referred to in Russian law as sublease. Nevertheless, it is necessary to transfer an apartment to third parties according to certain rules in order to avoid conflicts with the owner of private property

Fixed assets are the property of the enterprise, which participates in the production process many times, while maintaining its natural form and transferring the cost to the manufactured products in parts. Instructions Step 1 Fixed assets are recorded in kind

Gradually, large amounts of cash, even for an ordinary person, become exotic - we get used to using the services of banks to store them. It is very convenient - firstly, you do not have to be afraid that you will lose them or that scammers will use them, and secondly, you can get them quickly and easily - without any queue, at any ATM

Sometimes, when compiling accounting records, an error may be made in reflecting certain amounts. To correct it, a reversal method is used, which allows you to return the economic indicator to its original correct value. This method is also called the "

If you have free funds, and you are not averse to trying to increase them through exchange trading, then the first step for you is to open an account with a broker. Instructions Step 1 Decide which broker you would like to open an account with

Tougher competition has forced banks to shorten the time to make a decision on granting a loan. The scoring system allows you to quickly and objectively assess the borrower and weed out the fraudster, for this one hour is quite enough. The bank is very attentive to every detail, so you shouldn't be surprised if a bank employee asks about the number of floors in the house where you live