Finance
Last modified: 2025-01-24 12:01
Usually, gift certificates are given when they just do not know what to give. Such a ticket gives them the right to pay them for goods instead of money within the amount indicated on the coupon. According to the rules, such a gift cannot be exchanged for money
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An unusual gift can be a prepaid gift bank card. A gift or prepaid bank card is a bank card of the MasterCard and VISA payment system that has a specific denomination, which must be paid when purchasing a card at a bank office. The value of the gift card can be from 1000 to 15000 rubles
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Banknotes in any country in the world have always been forged by counterfeiters. Counterfeiting technologies are now quite advanced, and at first glance, it can be difficult to distinguish a counterfeit bill from a real one. However, upon closer examination, you can determine where the real rubles are, and where the fake
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Each country issues its own national currency, so the funds of different countries differ in size, shape, patterns and methods of protection against counterfeiting. Money in Russia is no exception, its appearance is the result of a long systematic work of specialists from different industries
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The RTS Stock Index (RTS Index) is a key indicator of the state of the Russian stock market. It is calculated based on the performance of a set of securities since 1995 and started at 100 points. The essence of the RTS index The calculation of the RTS index is based on the shares of the 50 most liquid issuers from key sectors of the Russian economy
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If you are dealing with EU currency, there is always a risk of getting a counterfeit banknote. To avoid losses and other related troubles, it is important to know how to distinguish genuine euro banknotes from counterfeit ones. It is necessary - the Internet
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Trade unions in enterprises and organizations are collective bodies that protect labor and professional rights and interests of workers. The trade union interacts with employers on the basis of a collective agreement signed by both parties. The tasks of the trade union include, among other things, improving working conditions, raising wages, and obtaining social guarantees
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In its most general form, two taxation scales can be distinguished - flat and progressive. What are their main differences, advantages and which one is more advantageous? Flat scale of taxation. Advantages and disadvantages A flat scale means that all taxpayers pay tax at a flat, flat rate, no matter what income they receive
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Counterfeiters appeared at the same time as money. Over the years, their skills have evolved, and no matter how many layers of protection modern banknotes have, modern counterfeiters imitate any of them very convincingly. However, the counterfeit bill can be identified
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Accountants constantly have a question - how to correctly calculate sick leave benefits, taking into account all the latest changes and not to miss anything. And changes in the calculations are made at least annually. It will be useful to learn about the procedure for calculating sick leave in 2011 for each of us
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Free circulation dollar bills exist in seven denominations. These are banknotes worth 1, 2, 5, 10, 20, 50 and 100 dollars. At the same time, two-dollar bills are in irregular issue. There are also bills worth over one hundred dollars, but they are purely collectible interest and are not payment tickets
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The American currency is in demand among the population of the Russian Federation. The high demand for the dollar leads to the fact that its counterfeits are quite common. In order not to fall for the bait of criminals, you should know a few simple principles by which you can determine the authenticity of the dollar
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Knowing the dollar rate is necessary not only in order to exchange currency. The fluctuation of the exchange rate affects the state of the international market as a whole. You can use this information to invest. Instructions Step 1 The official dollar rate is set by the Central Bank of Russia
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The need to learn how to read quotes arises for anyone who wants to become a player on the stock exchange. The prices of currencies, commodities and securities are constantly changing, this is the meaning of speculative earnings. So, the announcement of these prices at the current moment is called a quote
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The real exchange rate is understood as the ratio of the value of a certain standard basket of goods to the value of the same set of goods in the domestic economy. Moreover, both values must be expressed in a single currency. Despite the differences in approaches to determining the equilibrium real exchange rate, this indicator fairly accurately reflects the state of affairs in the state economy
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The dollar is one of the main world currencies. The economies of different countries depend on it. However, today experts assess US foreign policy as aggressive, and America's trillion-dollar debts as unaffordable. For these reasons and the ensuing consequences, the US national currency should face an inevitable collapse
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“Blue-chips” are the shares of the largest liquid companies with stable returns. The term "blue chips" came to the stock market from casinos, where they have the most value. Distinctive features of blue chips Investors' special attention to “blue chips” is due to the fact that they usually act as a market indicator
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When working in foreign exchange markets, for example, in the international foreign exchange market FOREX, a trader needs to know the cost of one point of change in the exchange rate. For a beginner just getting started with the trading process, quickly determining the value of a pip can be quite a daunting task
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1200 years ago, when the first silver coins appeared in circulation in the Anglo-Saxon kingdoms, the history of the British currency - the pound sterling - began. Over such a long period, the pound has experienced a lot, but in the end it has held out and occupies a confident position among world currencies
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Under the world currency in the Forex market and in the financial markets, it is customary to mean a means of payment with which the maximum volume of international settlements is made. Some of the world's reserve currencies are dominant. Economists from different countries agree that currencies that circulate in many territories, as well as are chosen by a number of states as reserve ones, can be considered global means of payment
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The term "currency" in economics is interpreted not entirely unambiguously. In the broadest sense of the word, these are banknotes of any country used to reflect the value of goods (from the Italian valuta - value). In a narrower sense, currency refers to the banknotes of another state used on the territory of this country or in the implementation of international settlements
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If you have a need to find out the balance of your loan in a particular bank, you can use several methods to resolve this issue. Let's say you have already made several payments on the loan and want to know how much you still have to pay and how much you owe the bank
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The Internet is a treasure trove of information. With a great desire and diligence, you can find almost any information in the virtual world. In addition, you can extract real money from the Internet. Here you can perform simple work remotely, sell and resell real and virtual things
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Profit before tax is the main value that is determined when drawing up the profit and loss statement in form No. 2. It consists of the company's income from sales minus the amounts of operating and unrealized expenses and income. Instructions Step 1 Calculate the amount of operating income and expenses, which reflect the receipts and payments of the company, which are caused by the conduct of business, production and financial transactions during the reporting
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Plastic cards are currently used for a variety of needs: buying goods, receiving wages, transferring funds, paying for services and much more. However, before you can start using these benefits, you need to add money to your card. Instructions Step 1 Contact the cashier of the bank that serves your plastic card
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Recently, the service of obtaining an electronic signature has become available to Sberbank customers. It is a unique tool that simplifies various banking operations and promotes the development of small businesses. What is an electronic signature For the first time, Sberbank offered customers the opportunity to obtain an individual electronic signature of documents in 2014
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Enterprises, organizations, individual entrepreneurs who own a land plot report to the tax office. Organizations submit a completed land tax return to the tax authority. The form of this declaration was approved by Order No. 95n of the Ministry of Finance of the Russian Federation of September 16, 2008
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There are many different types of loans, and each of them has its own specifics, amounts, terms and payments. What are the types of loans? Consumer loan As we all know, these are the loans provided to individuals. In the case of obtaining this loan, the main subjects of lending are often the goods purchased by individuals
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According to the reform carried out by the state, a person can own not only his apartment, but also the land on which the house is located. But rights are also associated with obligations, for example, with the need to pay taxes. And so that you are not forced to pay extra money, you need to know how the land tax is calculated
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Any pension payments are indexed by the state almost annually. People who receive a survivor's pension are not spared either. How will these payments change in 2018? The loss of a loved one always brings great changes in the life of any person
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In Moscow and the Moscow region, 2, 8 million citizens will be able to take advantage of the new benefit. Since August of this year, pensioners have the right to travel on electric trains free of charge. In order to take advantage of this benefit, a pensioner needs to have a social card and perform a number of simple actions
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Net income refers to a certain proportion of the balance sheet profit, which must remain at the disposal of the company after the payment of taxes and other mandatory payments. Instructions Step 1 Determine the period for which you want to calculate the company's net profit
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Leasing is a special case of lease relations, and for it, as well as for lease, the general rules on the lease agreement established by the Civil Code of the Russian Federation apply. But there are differences between these two types of financial instruments, for each of them has its own legal basic rule governing both rental and leasing relations
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Accounting profit is a positive financial result calculated according to the accounting data of an enterprise / organization. It is calculated on the basis of all business transactions for the reporting period and includes an assessment of the state of the balance sheet items
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Getting a stable income is the main goal of any entrepreneur. Thus, the profit of an enterprise characterizes the positive result of its activities, which is obtained when incomes exceed costs. Instructions Step 1 The company's profit is the most important financial indicator of its activities
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A patent is the best way to protect intellectual property rights in an invention, industrial design, or utility model. The cost of any patent consists of two components: government fees and legal services. There is no specific cost for the patenting procedure
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Evaluation of the effectiveness of the banking system of the USSR is a complex issue, and in many respects politicized, which does not add to the ease in its solution. Karl Marx, who lived in the middle of the 19th century, described the banking system of his day as "
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When filling out the accounting report, you must isolate the indicators of profit from sales, sales, gross profit, profit before tax and net profit. Therefore, be careful when filling out the documentation, make the calculations accurately. The state of current affairs, planning of income and expenses of the enterprise and production volumes depends on your work
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The global energy market is an ideal object for all kinds of manipulations. Here the price is very sensitive to the amount of supply and demand. George Soros calls on Washington to start selling off strategic oil reserves so that world prices do not fall below $ 12 per barrel
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The share is one of the forms of ownership. Any natural or legal person, and even a minor child, can, if desired, become the owner of the share. Each owner of shares is endowed with the right to freely dispose of them at his own discretion, as his own property