Since the day the first means of payment appeared, mankind has been worried about how to preserve the accumulated capital. The precarious economic situation makes both the owners of a million-dollar fortune and those with modest savings ponder.
Instructions
Step 1
Most economists are of the opinion that money should always work. Therefore, the best way to invest them is entrepreneurship. But before you start opening your own business, you need to think over and calculate everything well. It is also necessary to remember that not everyone has an entrepreneurial streak, and money acquired with such difficulty can be very easily lost.
Step 2
The next investment option is stocks. When buying them, it must be remembered that you can only get profit in the long term, since the shares of most companies, especially during the crisis, have a slight increase. In addition, the company may go bankrupt, announce an additional issue of shares, which will make your investment ineffective.
Step 3
Banks cannot promise you high interest rates, and the rate of price increases is much higher than deposit rates. In addition, deposits are insured only for a certain maximum amount, so owners of large capital in the event of a bank bankruptcy may be seriously underpaid.
Step 4
The market for non-ferrous metals is performing well. Gold and other precious alloys show a higher growth rate than bank deposits. You can buy, store, sell bars at the bank.
Step 5
You can just keep the money at home. Then it is best to hedge yourself by creating a basket of several of the most stable currencies. These are the ruble, dollar, euro, yuan, Swiss franc.
Step 6
An effective way to invest capital is buying real estate. It all depends on your capabilities and wishes. You can purchase a land plot, an apartment, a private house. By the way, real estate can also be handed over by issuing the appropriate documents. So your money will not only be safely stored, but also bring substantial income.