How To Always Be With Money

Table of contents:

How To Always Be With Money
How To Always Be With Money

Video: How To Always Be With Money

Video: How To Always Be With Money
Video: 10 things I learned after losing a lot of money | Dorothée Loorbach | TEDxMünster 2024, November
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The question of how to always be with money is especially relevant for those who live from paycheck to paycheck, and there are many of them. The most amazing thing is that it does not always depend on the level of your income whether you have free funds in your pocket. It's just that some people manage to stay with money without much prejudice to their desires, even with a relatively low salary.

How to always be with money
How to always be with money

Instructions

Step 1

Immediately refuse to use various conspiracies or psychological trainings. These methods do not guarantee the desired result at all, and you will only waste your money. Prepare yourself for the fact that you will have to learn self-discipline and the ability to wisely spend what you earn.

Step 2

Estimate the necessary expenses that lie ahead of you from paycheck to paycheck. These are food products, household chemicals, utility bills, mobile communications. Include here the amount you can spend on entertainment and weekend travel. Consider a certain amount that you may need in farce-majeure circumstances: replacing a broken water tap, an unplanned taxi ride, and other unforeseen expenses. Think about which of your friends or relatives has a birthday in the near future, and take into account the money that you plan to spend on a gift.

Step 3

After receiving your salary, set aside the amounts that you planned to spend on the listed items. Leave the balance on the card, transfer it to some savings account such as "My Safe", on which you will be charged monthly interest on the deposit, albeit small. If there is no such account, open it. It is now possible to open such accounts in almost any bank. Since the deferred amount increases every month, there is a great incentive to touch this money as little as possible.

Step 4

Forbid yourself to buy what is not included in your plans. Think over what products you need to buy for the week and on Sunday go to a good supermarket, where the choice is large, and the prices are wholesale. On other days, you can run into the store only to buy bread and milk, which must be fresh.

Step 5

Those funds that lie in your pocket, set aside for unforeseen expenses, do not spend on anything else. At the end of the month, if they are not useful to you, add them to the balance on your account. The most important thing is to hold out in this mode for several months. During this time, you will get used to strict self-control and understand that you are quite successful in saving money, and not only are they always available in your account, but their number is constantly increasing.

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