If you are the type of person who spends most of their lives at work, the following tips will be helpful when planning your budget.
1. Come out a little earlier. Compliance with this rule will help you save a decent amount in a month. If you get rid of the habit of coming back to back or being late, you can afford to save money on transport (minibus, taxi, burning gasoline in traffic jams). Develop a more economical route, even if it takes a little longer or if you have to travel on foot. Both for the wallet and for health it is more useful.
2. Tea - fight!
The habit of having coffee breaks at work is the first enemy for your wallet. Often we take breaks for ourselves just out of boredom or for the company - this leads to unnecessary expenses for food and spoils the figure. Try to gradually cut back on the number of tea breaks. Better to walk up the stairs to the upper floors.
3. Simpler is better!
Swap out 3-in-1 coffee for regular instant coffee in a large, economical bag. Cream - per liter bottle of milk. Favorite biscuits - for crackers, dryers or crackers. This will save you from three evils at once: unnecessary spending, unnecessary desire to indulge in tasty things, unnecessary people who want to treat themselves to you at your expense.
4. I carry everything with me. Every day more and more people instill in themselves the healthy habit of carrying food with them. And for good reason! Cooking at home and bringing food with you to work, you can be sure of its quality, as well as the fact that you will not have a desire to succumb to the provocation to run into a nearby cafe - it was not in vain that you carried containers with you. This, incidentally, allows you to control the correctness of nutrition. If you don't have time to cook, bring cottage cheese with berries or jam, fruits, vegetable salads with you.
5. Don't snack on the go. Coffee "to go" drunk at a bus stop, a pie eaten in a traffic jam is the first reason for unaccounted for expenses. Try to have time to drink coffee at home and have lunch and dinner at work.
Try to introduce these tips into your life - and you will see how the condition of both your wallet and your figure will improve.
