There are many ways to preserve and increase your fortune. And everyone chooses the option that he considers the best. Some diversify their investments - they invest in parts in completely different financial instruments in the expectation that if the money goes bankrupt somewhere, in the rest of the meta it will be preserved and multiplied.
Instructions
Step 1
One of the safest ways is bank deposits. Currently, all deposits are mandatory insured by the state, and in the event of bankruptcy of a financial institution, you can get your deposit safe and sound. In addition, no income tax is required on the interest paid by the bank. The only fatal drawback is the low profitability on deposits, which often does not cover even inflationary losses, as well as the loss of interest in case of early withdrawal of funds.
Step 2
Investments in real estate are also considered a reliable way. There are two options here: the acquisition of real estate for the purpose of subsequent leasing, or the acquisition of real estate at the construction stage for its further resale. The second option is more profitable, although more risky. After all, no one is 100% sure in advance whether the construction company will finish building the house to the end and whether the project will not be long-term construction. In the long term, real estate prices rise steadily and, sometimes, even at a higher rate than bank deposits. But no one is immune from a sudden drop in prices.
Step 3
Investing in precious metals can only be beneficial in the long term. Gold, silver, platinum - this is a commodity, upon the purchase of which it is necessary to pay VAT 18%, which no one will return upon the subsequent sale of the ingot. Investments in precious metals are from the "put and forget" category. Their prices can rise quickly, or they can grow slowly, giving way to short falls. For example, gold in the 70s of the last century rose in price from $ 43 per ounce to 850. Over the next 20 years, the price rose to $ 1,000. From 2001 to 2011, gold rose from $ 1,000 to $ 1,600 an ounce, but in 2008 its price held at $ 750 for a while.
Step 4
Stocks and bonds are also investments for many years. You can, of course, play on the difference in rates during the day or during the week, but such speculation requires certain knowledge and experience. Otherwise, it will only lead to ruin. You can consider investing in mutual funds or transferring funds to a trustee - this can increase the average profitability of investments. But to the risk of a sharp decline in the value of shares is added the risk of bad faith of the manager or the fund itself.
Step 5
For businessmen and entrepreneurs, the best way to invest money in order to increase it is to invest in your business. By investing in the expansion and development of your business, you can get great income. Or sell the business at a higher price. Alternatively, you can consider investing in someone else's business by buying shares, starting a joint business, etc. For those with no business experience, buying a business franchise is a safe bet. In this case, the buyer of the franchise gets a ready-made way to put the business in such a way that it is guaranteed to generate income.
