How to save and multiply finances, properly invest money

2025-06-01 06:06

There are many internet clubs that provide public access to the World Wide Web. If you decide to open your own Internet club, then get ready for the fact that it will be quite difficult to compete with them. Instructions Step 1 First, decide on the concept of your internet club

2025-06-01 06:06

A tax payment is paid on any income in Russia. The payer of tax on dividends is always the recipient of dividends. If a company acts as a payer, then it deducts tax, if an individual is an individual, then personal income tax. However, the organization that distributes dividends withholds from the payer and pays this type of taxes, since it is it, according to the Tax Code, that must act as a tax agent

2025-06-01 06:06

The concept of lean manufacturing has been introduced at Russian enterprises not so long ago, in comparison with foreign countries, where the Kaizen philosophy began to be applied in the 1950s. A decade ago, only a third of Russian industrial enterprises were interested in optimizing production

2025-06-01 06:06

For work to bring not only pleasure, but also money, you need to choose the right profession. Both high school students and people who decide to radically change their field of activity face difficulties in choosing. We suggest that you familiarize yourself with the top profitable professions and choose the one that you like more

2025-06-01 06:06

FIFO is the Russian version of the abbreviation of the English expression "First in, first out", "First in, first out". In accounting, this abbreviation means the method of accounting for the cost of goods, in which the first batches that arrived are unsubscribed in the first place

Some companies in the course of their business use this type of financial investment, such as the provision of loans to other organizations. By receiving interest, they have income. Each company has the right to give loans to legal entities, while concluding an agreement

According to article 808 of the Civil Code of the Russian Federation, a loan agreement must be concluded in a notarial or simple written form. Failure to comply with this condition deprives of the right to refer to the testimony of witnesses, but at the same time does not preclude the ability to provide written and other evidence (Article 162 of the Civil Code of the Russian Federation)

A receipt is a document that equates to a loan agreement. A capable citizen who has undertaken debt obligations must timely repay the entire amount with the interest indicated in the receipt (Article Nos. 18, 19 of the Civil Code of the Russian Federation)

Concessional lending has always been and remains popular and in demand among the population. The state is constantly developing and introducing targeted loan programs to support families, businesses and even entire industries. What are the types of concessional loans and what are the conditions for obtaining concessional loans?

The "youth" card from Sberbank is intended for young people over the age of 14. Like all plastic cards, it has its inherent advantages and disadvantages. Description of the card "Molodezhnaya" The Molodezhnaya card can be issued in two payment systems - Visa Classic and MasterCard Standart

There are situations in which friends or acquaintances want to borrow money from you. In order for the refund to be made, you must at least issue a receipt. Thanks to her, if the conditions of the borrower are not met, the money can be sued

There are often cases when, due to carelessness or naivety in the preparation of legal documents, people make fatal mistakes. For example, by incorrectly filling out an IOU, you can return the money only through the court. How to properly issue a receipt and repay the debt on time?

The economic crisis is forcing more and more people to borrow. In practice, life on loan is already becoming an ordinary style of existence. Unfortunately, some of these debtors, living from loan to loan, sometimes "forget" or simply do not pay back their debts

Non-financial assets - objects used by business entities. They bring them real or potential financial profit in the process of their application. Non-financial assets, depending on the method of formation, are divided into production and non-production types

Obtaining a mortgage is an important and responsible step that should be taken with particular seriousness. Before you go to the bank, you must carefully weigh the pros and cons, carefully studying all the pros and cons of mortgage lending. What is a mortgage?

A mortgage loan is a solution to the problem with housing. If you have used this loan, then, accordingly, the question arises of the repayment options. There are several options for this. It is necessary - a mortgage loan from a bank

Mortgage loans are a big burden for Russian families. Therefore, each borrower tries to repay the loan as soon as possible in order to overpay less in the form of interest. How will it be more profitable to repay the mortgage by reducing the term or the amount of the loan?

Most bank cards issued today are personalized. However, there are also unnamed cards on the market. Their main advantage is instant registration. Differences between a name card and an unnamed card Today everyone has a choice - to issue a personalized or unnamed plastic card

Analysis and synthesis are the key methods of logical cognition. They are widely and successfully used in economics to understand and study the processes, phenomena, laws that take place in modern society. General information Both analysis and synthesis belong to the category of general scientific methods, which are studied, including the methodology of economic theory

Mortgage repayment is a lengthy process and can take more than 10 years. It is clear that during this period various force majeure situations may occur, as a result of which delays in payments are possible. And here it is very important not to lose interaction with the bank

Unfortunately, in Russia today there are quite a few single mothers raising children on their own. However, the state guarantees such women certain benefits, compensation and cash benefits. Instructions Step 1 It should be noted that the status of single mother is not assigned to all women raising a child on their own

Many of us have long dreamed of our own home, and therefore bought an apartment on a mortgage. In this case, you just need to know that the state can return the costs incurred to you in the form of a refund of part of the taxes you pay. To receive a mortgage deduction, you must have income, it can be a salary, a bonus, material assistance, in a word, all payments taxed with personal income tax

The joy of buying a plot is always overshadowed by the need to pay the tax that was introduced in 2005. Lucky for those organizations that managed to acquire land before 1998, they do not need to pay land tax. Individuals do not have to worry about this, since the employees of the tax inspectorate calculate the amount on their own and send the finished payment

If you have purchased an apartment, house or other real estate that has the status of housing, then you can take advantage of the tax incentive provided by the state to citizens. A property deduction can be received by citizens who have income that is subject to income tax and who have bought housing in the territory of the Russian Federation

The Tax Code of the Russian Federation provides additional benefits to those who purchase housing on a mortgage. But for many borrowers, as practice shows, obtaining deductions from the amount of interest paid remains a mystery. It is necessary - contract of sale