Investments 2024, November

Every year, every Russian who owns a vehicle is obliged to pay transport tax. It is calculated based on the category of the vehicle and the power of its engine. If you received a tax notice for the first time and do not know how and where to pay transport tax, use the instructions

Currently, a law is being considered on the imposition of a fine of 1000 rubles for non-payment of the fine. But it happens that we do not even know about our debt. Often, letters from organizations that have the right to impose penalties and from the bailiff service do not reach the addressee

The Federal Law "On the Procedure for Considering Appeals from Citizens of the Russian Federation" gives Russians the right to send letters to any government structures whose competence includes issues of interest to them. Tax authorities are no exception

Currently, employees studying in parallel at an educational institution on a paid basis are entitled to a deduction of 13% of the amount spent on studies. To receive a refund, you must fill out a declaration. A package of documents should be attached to it, including a 2-NDFL certificate

Currently, each of us can receive a tax deduction when buying real estate, for example, an apartment, i.e. return the income tax paid in favor of the state, or be able not to pay it at all. Instructions Step 1 A tax deduction is an amount that reduces the amount of income that is taxed

VAT, or value added tax, is one of the main mandatory fees paid to the budget by taxpayers who are subject to the general taxation system. The object of taxation is the sale of goods, works, services on the territory of the country. Interest rates for VAT are differentiated by the Tax Code of the Russian Federation

A plastic card is one of the most common attributes of modern life. And it's easy to use and keep your money safe. But there are situations when it is a plastic card that becomes a headache for its owner. This happens when it is blocked. Instructions Step 1 Blocking a card is a forced measure and is included in the so-called list of ways to protect a card from illegal transactions

As part of the Lukoil incentive program, motorists who are customers of Lukoil filling stations can receive accumulative cards. They are issued free of charge at the sales offices of OJSC Lukoil-Inter-Card. To participate in the program, you must fill out a form

In case of loss or theft of the Sberbank of Russia card, first of all, it is imperative to block the card. This will prevent attackers from using your funds. Sberbank customers do not always take the loss of a card seriously, since it is protected by a pin code

A bank card can be a more convenient payment method than cash, and sometimes less convenient. This is determined by how high the level of service is at the bank that issued your card, as well as the number of ATMs located in places convenient for you

Often, Visa cardholders need to clarify how much money they currently have in their account. It is not always convenient to look for an ATM or go to the branch of the bank that issued the card. For such cases, some banks provide a service for checking the account balance on their website

Most of us currently have bank cards. These can be salary or credit cards. Each of them has its own individual number, and the person who owns it has a bank account. It is necessary passport, bank card, bank branch Instructions Step 1 The bank card number and the personal account of the bank client are not the same

If you have activated the SMS-informing service, the bank itself will inform you about the crediting of money to the account. Some credit institutions send notifications about all transactions, including crediting of funds, and by e-mail. You can also find out if there have been receipts through Internet banking, ATM, by phone or during a personal visit to the bank

The loss of a plastic card entails a lot of activities that must be performed in order not to lose money and regain control over the account. It is necessary - passport; - 200 rubles. Instructions Step 1 If you find that your card is missing, first of all, call any branch of Sberbank (it is desirable that this is the branch where you issued the card)

The presence of bank accounts and plastic cards simplifies many monetary transactions. It is quite possible to transfer money from a card of one bank, for example, VTB24, to a Sberbank card with a minimum waste of time and money. It is necessary - account number with Sberbank

In Russia, a lot of people use Sberbank cards. However, not all of them know their personal account to which this card is assigned. One way or another, finding out your account numbers will not be difficult. Instructions Step 1 First of all, when issuing a card at a bank office, an envelope is attached to it with a pin code

Recently, plastic cards have become widespread. They are convenient to use, easy to withdraw money from, and do not take up much space in your wallet. There are several types of plastic cards, but the simplest and most convenient is the Visa electron card

Today, there are many ways to clarify information on the balance of the card. For active Internet users, find out the balance of funds on the card, possibly without leaving home. Instructions Step 1 In order to find out the availability of funds on the card, you need to find the ATM of the credit institution that provided you with it

Plastic cards are one of the best inventions of mankind. What could be better - our money is in the bank, safe, and always with us. True, it is more difficult to keep track of how many of them are left, but this problem can be solved very easily

The number of the plastic card and the number of the bank account to which this card is linked are not the same. If you want to know how much money you have on the account, and not on the card, then you need to know its number. And you can check the balance of your personal account in several ways at once

A significant part of organizations prefer to pay salaries to their employees on a Sberbank plastic card. This is convenient both for an organization that does not need to cash out the salary fund, and for employees. When making purchases, you can pay directly by card or withdraw cash from an ATM

Each holder of a Sberbank plastic card has the opportunity to activate the Mobile Bank service. With its help, you can put money on a mobile phone using only a computer connected to the Internet. It is necessary - check with one-time passwords

Credit cards have become a part of our modern life. Without them, it is difficult to imagine calculations in stores, salaries, scholarships are transferred to them, with the help of cards you can make purchases via the Internet. But not everyone knows that the account on the Sberbank card can also be monitored using the Sber-Online service

How to transfer money to a card through ATMs and bank offices? What is needed for this? In this guide, we will talk more about this. It is necessary ATM, bank card, your account number and bank details. Instructions Step 1 Card replenishment using ATMs To transfer funds to a card using an ATM, you just need to know the PIN code of the card itself, as well as your account number

Transferring funds to bank cards (for example, Sberbank, OTP Bank) can be done in the following ways: by writing an application at any branch of the bank or the Russian Post; through an electronic wallet; from card to card. Instructions Step 1 To transfer funds to a bank card, you need to know the details of a particular bank and the recipient of the money transfer

By paying for purchases in cash, you can always determine how much money is left in your wallet. It is much more difficult to check the account balance if you are used to paying with a plastic card. However, if the card is issued by Alfa-Bank, you have the opportunity to check the status of the account using the Alfa-Click Internet bank

Despite the fact that the PIN code of a bank card consists of only four digits, it can be easily forgotten or lost. If money is stored on your card, and you cannot access it due to a lost PIN code, then you need to somehow restore it, but how can you do it?

The bank card is very convenient to use: you can pay in the store and online. The main thing is that the balance is positive. The balance of the Sberbank card can be found in several ways. Instructions Use an electronic terminal / ATM

It is the responsibility of each taxpayer to pay taxes and fees on time. The Federal Tax Service informs citizens about the amount of accrued payments, in accordance with the tax legislation in force in the Russian Federation, by sending notifications at the end of the reporting period

In order to find out the amount and subject of tax arrears, you can use the "Find out your debt" service on the website of the Federal Tax Service of Russia, call the inspection by phone or go there in person. It is necessary Certificate of registration with the tax authority (TIN)

Forecasts of the euro and ruble exchange rates excite both ordinary people and foreign exchange traders. The well-being of many directly depends on these indicators, since today more and more people are thinking about how to protect themselves from fluctuations in the global economy, in what currency to store their savings so as not to lose them overnight due to the next crisis

There is such a thing as "credit history". A good credit history allows a person to systematically take out new loans, and a bad credit history can affect the response from the lender when receiving any loans. Therefore, the question of viewing your credit history, recently, began to be raised most often

Today Sberbank issues several types of plastic cards, some of them are intended only for use within the country, others can be used to pay for purchases around the world. Card standards also differ - there are Visa, Mastercard, and Maestro cards, as well as cards of our own standard - AS Sberbank, they are accepted only in Russia and are blocked a little differently

There are three main ways to make money from scratch: work in a company, remote work (freelance) and starting your own business. Let's consider them in detail. Instructions Step 1 Many of us work or have once worked in companies, and for most of us this is the best way to acquire a certain status, to make money

It seems that the recalculation of pensions in Russia in favor of an increase through valorization has led to the fact that many are still confused in attempts to independently identify the amount of the increase. According to the data published on the website Social Subjects News, each pensioner can calculate the increase for himself, without waiting for special information from officials

Sometimes it happens that you urgently need money, for example, to pay an unexpected bill. And in panic, it can sometimes be easy to forget about the many ways to make money in one day. You can be creative and come up with your own way of earning money, or try to get money with the old proven method

Very often, incomprehensible amounts begin to be debited from the balance of our phone. In order to find out the reason, you need to check - are there any paid services connected to your number? Instructions Step 1 Some mobile operators can connect paid services without your desire

Currently, you can play on the exchange without a broker. You can do this both on the stock exchange and on the FOREX market. Already many companies provide an opportunity for people to play through the Internet. You just need a computer and start-up capital

You have been taught from childhood that in order to get a good job and make money easily, you first need to study. You were obedient and graduated from high school with a medal, and a university with honors. You worked part-time during your studies and with double zeal set to work after receiving your diploma

The conclusion of the transaction requires the existence of an agreement on it. But it can be perfectly replaced by an invoice-contract. In fact, the contract invoice combines the elements of the contract and the invoice issued for the service or product provided