Today, there are many ways to clarify information on the balance of the card. For active Internet users, find out the balance of funds on the card, possibly without leaving home.
Instructions
Step 1
In order to find out the availability of funds on the card, you need to find the ATM of the credit institution that provided you with it. With the help of a plastic card and a pin-code, you will enter the system. By selecting the field in the "Balance inquiry" menu, you can find out the balance on the account. The system will ask you to determine the method of cash withdrawal: on the monitor screen or print a receipt.
Step 2
If you have a home Internet connection, you can use a new service of financial institutions - Internet banking. To enter the system, you need to register on the bank's website and come up with a secure password and login to protect your account from being hacked by fraudsters. In the menu, you should select the "Account balance" operation. With the help of the new service, you can see the latest actions with your card, transactions on your account - how much was withdrawn and where. You can also make a transfer between your accounts or transfer money to someone else's account, pay for a number of services and goods.
Step 3
Another way to check your card balance is to call the bank's specialist at the contact number. To provide information, you will be asked for your full name, agreement number or card number, as well as the secret word that you came up with when you signed the loan agreement. In addition to a bank employee, an automated system can also give you information about the account balance. To do this, you need to contact the bank using the contact number, switch your phone to tone mode using the buttons with a lattice or an asterisk, and, following the instructions, select the operation number corresponding to checking the balance on the card.
Step 4
In some banks, you can activate the "Mobile Payment" service, where you will be notified of all operations with the card via SMS. Also, by means of SMS, it will be possible to find out the state of the account. For example, holders of a Sberbank card associated with a mobile number, just send the word "balance" to number 900, and in a few minutes they will receive an answer.