Money can be invested in real estate, gold, securities, bank deposits and PAMM accounts. Each of these investment methods has certain risks and rewards.
Bank deposits
This is one of the most popular ways to invest.
Its essence lies in the fact that the bank pays the depositor a certain percentage of the amount placed on the deposit. The secret of the popularity of bank deposits among the population is that it is very simple to use them - you only need money and a passport.
The deposit can contain both national and foreign currencies.
But there are also disadvantages to bank deposits. The first is a very low interest rate, which often has a hard time covering inflation. The second drawback is that the bank can go bankrupt, while the depositors will lose all their savings. This does not happen often, but the risk is still there.
Investments in precious metals
Gold, silver, platinum - these precious metals have always been valued. The contribution to metals is considered one of the most reliable, but it is not without its drawbacks. The term of such a deposit must be more than five years. Only in this case can it be considered beneficial. In the short term, precious metals are too volatile.
Investing in real estate
After the 2011 crisis, the real estate market is gradually recovering. Residential square meters are on the rise again. Most often, living space is purchased not for personal use, but for rent. Like buying precious metals, real estate investments will be profitable in the long term. To avoid additional costs in the event of a fire, flood or other phenomenon, the property must be insured.
Investment in securities
Securities include stocks of various companies, bonds, futures, etc.
This investment method is considered to be highly profitable. But in order to use it, an investor needs certain knowledge and experience when choosing securities. Important factors when choosing securities are: price, liquidity and economic condition of the issuer.
Investing in PAMM accounts
PAMM accounts are a type of investment in which an investor entrusts his savings to a professional trader. A trader, using the depositor's funds, trades on the Forex exchange. The profit obtained as a result of this trade is divided between the investor and the trader in a certain proportion. This type of investment, along with high profitability, has high risks. Therefore, you need to be very careful when choosing a sales agent.
