There is such a thing as "credit history". A good credit history allows a person to systematically take out new loans, and a bad credit history can affect the response from the lender when receiving any loans. Therefore, the question of viewing your credit history, recently, began to be raised most often.
It is necessary
Internet, notary services
Instructions
Step 1
Lenders' interest in your story will always be high. This can be explained by a large percentage of loans issued to the population of the country and a certain percentage of debt or non-payment of these loans. Also, not only banks, but also financial organizations are interested in credit history. For example, if there is a debt to a cellular operator (after 6 months), he has the right to refer to your credit history and indicate there the corresponding point of your insolvency. Therefore, in order to prevent, as well as in case of impossibility of obtaining loans, it is recommended to familiarize yourself with your credit history. It turns out that in order to get acquainted with your credit history, you need to pay money. If you check free (according to the Federal Law "On Credit Bureau"). Why shareware? Let's figure it out together.
Step 2
First, you need to visit the official website of the Bank of Russia. Find the "Request for information about credit bureaus" tab. On this tab, the process of obtaining the necessary papers will be detailed. There are several companies that store credit histories. You also need to subtract the data of the exact company that stores your history. You can do it easier - fill out the search form for your company, in which you must specify your exact data. After requesting this data, you will receive the coveted information in an email.
Step 3
After receiving this data, you should contact the company that was named in the email. If the distance to the branch of the company is far from the place of residence, then it is possible to send documents by registered mail. The notary must certify the documents. This procedure will require about 350 rubles of your family budget.
