From time to time, citizens of the Russian Federation feel the need to find out their credit history for free by last name via the Internet and thereby assess their chances of getting a new loan. Obtaining data online takes significantly less time than contacting government agencies.
Instructions
Step 1
You can find out your credit history for free by last name via the Internet at the appropriate credit bureau. You can find out in which bureau your history is stored in a special section on the official website of the Central Bank of the Russian Federation. Go to this portal using the link below to immediately find yourself in the section of inquiry on the credit history of citizens. Select User as the entity requesting data.
Step 2
Select the appropriate item in the menu for confirming the presence of an additional code of the subject of credit history. This code is required to continue the operation. If you don't have one, get the combination by following the instructions provided. You can create the code yourself when applying with a passport to any credit bureau or credit organization. Also, citizens have the opportunity to use the documented consent of the subject of credit history to obtain the necessary report for specific purposes. In this case, the completed document must be submitted to one of the credit history bureaus, any credit organization, credit cooperative, microfinance organization or notary, after which information on loans will be provided without an additional subject code.
Step 3
Go to the final section of the site to find out your credit history for free by last name via the Internet. Fill in the fields provided with information about yourself. In addition to the last name, first name and patronymic, you will need passport information. Also enter the additional code of the subject of credit history and the e-mail address to which the representatives of the Central Bank will send a reply in the future. Pay attention to the recommendations at the bottom of the page regarding correct data entry. Then click "Send data". Credit bureau information will be sent to you by e-mail within a few business days.
Step 4
Contact the credit bureau indicated in the email. You can find the coordinates for feedback on the website of the required organization. Usually a personal visit by a citizen of the specified site is required, however some companies may send credit history by e-mail or regular mail. This requires sending to the office of your personal information, certified by a notary.
