Nowadays, many people buy housing by taking out a mortgage loan from a bank. A property deduction is eligible for the cost of paying the mortgage. To formalize the receipt of a refund of part of the money, a declaration is filled out. A number of documents are attached to it, the list of which includes a certificate of income, documentation for a loan, an apartment.
It is necessary
- - documents confirming the ownership of real estate;
- - an agreement on the purchase of real estate;
- - the act of acceptance and transfer of real estate;
- - payment documents confirming the fact of payment of expenses (sales and cash receipts, receipts, bank statements on a loan and other documents);
- - 2-NDFL certificate;
- - the program "Declaration";
- - passport;
- - TIN certificate;
- - loan agreement;
- - Tax Code of the Russian Federation;
- - power of attorney for the right to receive a deduction (if the property is shared).
Instructions
Step 1
Fill in the 3-NDFL declaration. Download the program on the official website of the IFTS. Install it on your computer. Set the conditions by entering the inspection number, indicating the sign of the taxpayer (check the box "another individual"), determining the type of available income (confirm them with a certificate of income in the form of 2-NDFL).
Step 2
When you submit the declaration yourself, mark the “in person” box with a dot. If another person or company where you work will submit reports for you, confirm the accuracy of the information that is entered in the declaration by a representative (natural or legal person).
Step 3
Then fully indicate your personal and passport data, including the department code, number, series of identity document. Write the address of your registration, including the zip code. Do not forget to enter the phone number where the tax service specialist can contact you and clarify the necessary information.
Step 4
Use a certificate of your income for the last six months of work. Take the document from the accounting department of the company where you work. The certificate must be certified by the seal of the company, the signature of the chief accountant. Enter in the declaration the amount of your remuneration from the employer for the performance of the labor function for each month of the reporting period (six months).
Step 5
On the tab for the provision of property deduction, indicate in the column for the method of acquiring an apartment, a house, a purchase and sale agreement. Enter the name of the property. Select the type of property. In case of shared or joint ownership, in order to receive a deduction, you will need to draw up a power of attorney in the name of your spouse, in which you indicate the possibility of returning 13% of the amount spent to your husband (wife).
Step 6
Write the address of the location of the house, apartment, which you purchased on a mortgage loan. Indicate the date of transfer of the apartment or house to you from the real estate seller according to the relevant act. Write the date, month, year when your ownership of the dwelling was registered.
Step 7
After pressing the button "go to entering amounts", enter the full cost of the apartment, house or share in them. Enter the amount of interest you paid during this year. If you received a deduction through an employer, please indicate the amount. Print your declaration. Submit the package of documents to the tax authority and expect 13% transfers from the amount you spent this year.
