Investments

Last modified: 2025-01-24 12:01

In 2016, important changes will take place in the Russian pension system. The issue of pension provision is traditionally topical for Russians, since almost 41 million people receive pensions. Indexation of pensions in 2016 According to the law, pensions must be increased twice:

Last modified: 2025-01-24 12:01

Calculating the average income is quite simple, you just need to know exactly the amount of all cash receipts for the last year. The possibility of documentary confirmation of these income directly depends on the purposes of the calculation itself

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To create your own capital is a goal that is quite achievable for any person. This requires not so much money as a desire to gain financial freedom, personal finance skills, and an understanding of the basic principles of creating monetary assets

Last modified: 2025-01-24 12:01

Frequent crises in the country make people think about how to save money with a small salary. It is enough to follow a few simple rules in order not to feel discomfort in everyday life. Instructions Step 1 List your monthly costs on a piece of paper

Last modified: 2025-01-24 12:01

Maternity capital is an excellent incentive for the birth of a second child. After all, the program provides an excellent opportunity to improve your living conditions or provide your child with an education. But more and more rumors about the curtailment of the program, and many families are afraid not to fall under its influence

Last modified: 2025-01-24 12:01

There are situations in life when you have to tighten the belt and save money, even if you didn't have to do this before. Tips on how to save money are generally useful to collect. You do not know at what point they can come in handy. Here are some tips on how to optimize your food expenses in order to save money for vacations, courses, large purchases, or just make it to your paycheck

Last modified: 2025-01-24 12:01

Every Russian family, in which a second (or more) child has appeared, starting from January 1, 2007, has the right to receive financial assistance from the state, which is called "maternal (family) capital". From January 1, 2011, the amount of maternity capital is 365 698 rubles

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When the family budget is tight enough, you have to save. However, this should not be related to health. After all, money comes and goes, but you still can't buy health. Therefore, no matter how you are limited in funds, you need to try to eat healthy and varied

Last modified: 2025-01-24 12:01

Unemployment benefit is paid to laid-off citizens and is determined based on their average monthly earnings. The Ministry of Labor annually revises the minimum and maximum amounts of benefits. To receive payments, it is necessary that two conditions are simultaneously met:

Last modified: 2025-01-24 12:01

Maternity capital supports Russian families; it can be spent for various purposes that are clearly spelled out in the legislation. If the goal is the education of a child, then the question arises: what steps should be taken to use maternity capital for study

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There is an opinion that saving is a necessary measure, necessary only for those whose incomes are very low. But even very wealthy and successful people count their spending and investments. Especially if capital had to be cobbled together from "

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Which of us doesn't want to be wealthier? Our income depends on ourselves - on how much we earn and how we manage our money. In order for money to always be found, it is worth paying attention not only to career growth, but also to developing a rational attitude towards money and the very process of earning it

Last modified: 2025-01-24 12:01

Today's popular author Robert Kiyosaki understands by assets everything that brings income to a person, and by liabilities - that which takes money from you. What is needed in order to acquire these very assets? Instructions Step 1 There is one most important rule:

Last modified: 2025-01-24 12:01

After the divorce between the parents, the question arises of determining the amount of alimony paid. The Family Code of the Russian Federation establishes the rules and procedure for withholding alimony, which can be determined by mutual agreement or on the basis of a court decision

Last modified: 2025-01-24 12:01

Today, it is rare to find families that have not been affected by the economic crisis at all. How can you learn to cope with this difficult time with dignity so that the family budget does not suffer much? Instructions Step 1 If you lose your job during the economic crisis, then do not lose confidence in your abilities and do not sit idly by

Last modified: 2025-01-24 12:01

Each family is obliged to make monthly payments for utilities, but if the amount on receipts exceeds ten percent of the total family income, the difference between them is covered from the state budget. Residents of the city of Moscow are provided with a subsidy in accordance with the decree of the Government of Moscow dated 19

Last modified: 2025-01-24 12:01

In a saturated market, sellers are constantly inventing new ways to attract buyers. For this, various marketing moves, discounts and payment by installments are being developed. In an effort to attract the attention of customers and buyers, sellers and manufacturers provide them with the most favorable conditions for their purchase:

Last modified: 2025-01-24 12:01

The rules for making payments for pregnancy and childbirth are established by Law No. 255-FZ of December 29, 2006. Employers are obliged to make payments on sick leave for pregnancy and childbirth. These funds must then be reimbursed from the funds of the FSS of the Russian Federation

Last modified: 2025-01-24 12:01

Maternity capital is indexed every year, and its amount has only increased in recent years. In 2012, the amount of maternity capital is 387,000 rubles. It can be spent only for the purposes defined by the current regulations. Instructions Step 1 It is possible to use maternity capital for one of its direct purposes only 3 years after the birth / adoption of the second and subsequent children

Last modified: 2025-01-24 12:01

If you are planning a major overhaul of your apartment, then you will have to turn to professionals. In this case, many construction and repair companies provide their customers with estimates free of charge, which list the composition and cost of all forthcoming work and materials used

Last modified: 2025-01-24 12:01

Maternity capital is a cash payment received by a family who has given birth to or adopted a second child. However, this state program has a validity period until 2016: it is assumed that after this date, the payment of money will stop. Program duration The rules for providing maternity capital to citizens of the Russian Federation are established by Federal Law No

Last modified: 2025-01-24 12:01

It often happens that maternity capital, which was issued for financial support to a large family, cannot be received by the person to whom it was issued. In this case, it is possible to obtain maternity capital by proxy. Maternity capital - additional funds that are allocated by the state to support families who have given birth to a second or third child, or have adopted a baby from an Orphanage or Baby House

Last modified: 2025-01-24 12:01

Money is good for everyone, except for one thing - it runs out too quickly. It seems that a week ago there was a salary - but no longer. And where has gone - it is not known. It seems that you didn’t lose in the casino, you didn’t arrange binges with gypsies, you didn’t even have time to buy new trousers planned for a long time - and your finances have already “spent themselves” somewhere

Last modified: 2025-01-24 12:01

It seemed that retirement was still so far away: permanent work, household chores…. So you want to relax, when will it happen? And now the pension has come! But for some reason it was not joyful, but alarming. The work that was so tiring is now not enough

Last modified: 2025-01-24 12:01

In some cases, an objective assessment of the financial condition and solvency of not an individual person, but his entire family, in which he lives, is required. This may be required, for example, to obtain a loan or various kinds of subsidies, including for the payment of housing and communal services

Last modified: 2025-01-24 12:01

Opportunities for a better life appear every day. Some people are not ready for them and pass by. In order not to miss favorable situations, it is necessary to purposefully prepare for changes. Instructions Step 1 Make a balance of income and expenses

Last modified: 2025-01-24 12:01

The habit of saving money is not only a feature of the poor man struggling to make it to his paycheck. Wealthy people with rather large incomes also save on expenses, rightly believing that if they did not save, they would never become rich

Last modified: 2025-01-24 12:01

The financial stability of an enterprise is the state of the enterprise's accounts, which guarantee its constant solvency. In turn, insufficient financial stability can lead to a lack of funds for development and insolvency of the company, and excessive financial stability can hinder its development, burdening the costs of this company with excessive reserves and reserves

Last modified: 2025-01-24 12:01

The patriarchal lifestyle of the family implies that a woman is constantly at home and monitors the household: she cooks, washes, cleans, etc. This lifestyle implies that you will not be able to make money in the traditional way, that is, in a regular job

Last modified: 2025-01-24 12:01

For various reasons (leftovers from sewing, inheritance from grandmother, etc.), a person may remain or be unnecessary a certain fabric or large pieces of several types. Such material is not used by you and is not planned to be used, as they say, and it is not necessary to throw it away

Last modified: 2025-01-24 12:01

According to the latest news, another period of economic instability awaits us soon. Already, prices for food in stores have risen markedly, and the cost of everything else will catch up with them. However, you do not have to deny yourself everything if you approach spending wisely

Last modified: 2025-01-24 12:01

The birth of a second or subsequent child after January 1, 2007 entitles families to receive maternity capital. But, unfortunately, in order to use the promised money, you have to wait, as the saying goes, for three years. And money is very often needed right now

Last modified: 2025-01-24 12:01

For the period of parental leave, the mother is paid a monthly allowance until she turns 1.5 years old. The state regulates the minimum and maximum payments. In 2016, when calculating child allowances up to 1, 5 years old, the rules are similar to 2015

Last modified: 2025-01-24 12:01

Living in one apartment for several families is a sad reality of our time. In addition to the mass of obvious difficulties that co-owners of one housing have to face, the issue of making utility bills often arises. Different family budgets, a decrease in the solvency of one of the owners, disputes about equity participation - this is just a small list of possible problems

Last modified: 2025-01-24 12:01

Surviving without a paycheck is unrealistic, but this is only at first glance. After all, people during perestroika lived for years without money, and somehow survived. An enterprising person can live without money for more than one month. The main thing is to be smart and find a way out of a difficult situation

Last modified: 2025-01-24 12:01

Borrowing is the easiest way to get the missing funds to pay for something. At first, this helps out, and then it can lead to much more complex financial problems, because you will have to give your money. Instructions Step 1 Don't spend more than you earn

Last modified: 2025-01-24 12:01

To get rich little by little (as folk wisdom says: "The quieter you go, the further you will be"), it is enough just to reasonably and deliberately take care of your finances every day. We often see that "quick" wealth for some reason does not lead to a life of constant prosperity

Last modified: 2025-01-24 12:01

Allowance for caring for a child up to 1, 5 years old is one of the social state payments to young families, which is provided regardless of employment and social status. Benefits for a child under 1, 5 years old can be received by all unemployed parents through the Social Security authorities

Last modified: 2025-01-24 12:01

With the entry into force of the current Housing Code of the Russian Federation, personal accounts in both municipal and privatized apartments have ceased to be divided. Nevertheless, if the apartment is privatized, it is possible to conclude an agreement between the owners on the payment of utilities or to establish the procedure for their payment by the court

Last modified: 2025-01-24 12:01

The unstable economic situation in the country often affects the salaries of their citizens. It is not surprising that people often begin to think about the question of how to learn how to save money with a small salary. To do this, it is enough to adhere to a few simple recommendations so as not to experience inconvenience in everyday life