In various life situations, you may need to send money to a relative, friend or acquaintance. If he has a bank account, the task is simplified, but in any case, you need to know how to act correctly so that the funds fully and as quickly as possible reach the addressee. So how do you put money into someone else's account?
It is necessary
- - money to send;
- - bank details of the addressee's account;
- - passport.
Instructions
Step 1
Get the bank details of the person whose account you are going to fund. They must contain the surname, name and patronymic of the account holder, account number, bank details - the name of the organization, the name of the branch where the account was opened, BIC, correspondent account, for foreign banks also the SWIFT code. The client's account number must be indicated in the service agreement concluded with the bank, and the rest of the details can be obtained either on the bank's website or in one of its branches - they are publicly available.
Step 2
Come to the bank where you have an account. You can choose any branch. But first it is necessary to clarify the hours of its work.
Step 3
Contact a bank employee. He will give you the necessary form to fill out, in which you must indicate the name, surname and patronymic of the account holder, as well as his bank details and the amount you want to transfer. If you are afraid that you can make a mistake in the account numbers, hand the paper with the details to the bank employee and he will be able to demolish this data for you. Also show your passport and account number or bank card to the financial institution employee.
Step 4
If you don't have enough money in your account, top up it. Also, do not forget that the account must have the transfer amount plus the transfer fee.
Step 5
After completing the banking transaction, receive the transfer receipt and keep it until the addressee receives their money. The transfer may arrive on the same day, or it may take three working days, depending on the bank and whether you applied there at the beginning or at the end of the working day.
Step 6
If you don't have a bank account, the transfer scheme is the same. But you need to find a bank that makes transfers without opening an account. Such financial institutions include, for example, through VTB24. B&N Bank or Credit Bank of Moscow. Pre-specify the commission for the transfer, it can be found on the website, at a bank branch or by calling the reference phone. Choose the most advantageous offer and come to this bank with your passport and account details to which you are going to send money.
