The innovation of the pension reform - the funded part of the pension - still raises many questions. The invested savings of working citizens by the end of their working age can amount to a very impressive amount. According to the reforms carried out, this component of the pension is exclusively an individual deduction of a particular citizen. The low average life span of our citizens makes us think about the question - what will happen to this, accumulated over a lifetime, part of a person's pension, if he will not be able to use it? In accordance with the decree of the government of the Russian Federation No. 742 dated October 3, 2007, the funded part of the pension will be inherited for the deceased citizen.
It is necessary
- - a document proving your identity
- - death certificate of the testator
- - certificate of inheritance
Instructions
Step 1
The amount of money accumulated during the entire labor activity of a person on an individual retirement account belongs to this particular person and cannot be transferred as pensions to other citizens. In the event of the death of your relative, whose heir you are, his part of the funded pension is included in the estate. However, it should be borne in mind that the funded part of the pension was accrued for citizens only from 1967 year of birth and younger.
Step 2
If your testator did not live up to retirement age and did not receive a pension for a single month, you can receive the entire accumulated amount invested in any investment fund. To do this, submit an application for acceptance of the inheritance to the notary within the six-month period established by law. After opening it, you will receive a notarial certificate of inheritance for a deceased citizen.
Step 3
With the received certificate and document proving your identity, contact the district office of the Pension Fund at the address where your testator lived. Write an application for payment of the funded part of the deceased person's pension.
Step 4
In the application, indicate your full passport details, the basis for receiving part of your pension is an open inheritance. And also provide full details of your deceased relative and your bank details for transferring the amount of money. Attach to the application the certificate of inheritance obtained from the notary and the death certificate of the testator.
Step 5
After a specified period, but not earlier than 6 months after the death of a citizen, you, as an heir, will be paid the amount of the funded part of his pension.
