Not only millionaires and children of oligarchs can afford to buy their own apartment in Moscow. Quite ordinary people can also save up for it. The main thing is to set a goal for yourself and not to retreat in case of the first failures.
Instructions
Step 1
Save money if you are going to buy an apartment in Moscow. Give up for a while from an expensive holiday abroad. Buy groceries in hypermarkets - this will significantly reduce family expenses. At work, do not go to restaurants during lunch break, eat food brought from home. Shop for clothes at stock centers. Decent things are often sold there at low prices. Arrange home birthdays and parties. Don't go to entertainment venues. You can have fun with friends not only there, while saving a lot on the bill.
Step 2
Rent out your property. Perhaps you have a house in the area or a piece of land. Big money for remote areas, of course, will not help out. But every penny is precious in such an important matter as the acquisition of housing in Moscow.
Step 3
Make savings deposits when you have enough money. Monitor banks and find out where the best interest is. It makes no sense to put an amount less than five hundred thousand rubles into the account, the profit will be small. But dividends from a million and more are able to please. Place funds for a period of one to ten years. This is the way to get the most profit.
Step 4
Use maternity capital for the down payment. To do this, find a company that can set off these funds. Be sure to study the statutory and permitting documents. Do not trust "one-day" firms. Use the services of only those who have been working in the real estate purchase and sale market for more than ten years.
Step 5
Change your job to a higher paying one or find a part-time job. This can be done using the sites www.rabota.ru, www.hh.ru, www.job.ru. Of course, working overtime is hard. But you will very soon come closer to your cherished goal
Step 6
Find out about preferential terms of purchase. In Moscow, young families, disabled people, and war veterans have this right. For information on the program "Affordable Housing for a Young Family", see the website www.mol7ya.ru. The rest of the categories of citizens should contact the district social security department, whose employees will tell you what documents need to be collected and what to do to buy an inexpensive apartment.
