Investments
Last modified: 2025-01-24 12:01
In our time, you need to take care of your future pension yourself. The times when the state took care of you are over. Although the size of the pension remains relevant for most people. Did you know that if you manage your pension wisely, you can increase your pension by at least 30% in the future?
Last modified: 2025-01-24 12:01
The subsistence minimum is the cost of the minimum set of food and non-food goods and services that are necessary only to support human life and ensure the safety of his health. Those products and services that are included in this set are called the consumer basket
Last modified: 2025-01-24 12:01
The unstable economic situation in Russia in 2014 also affected the state of the real estate market. What to expect from 2015 and what will be the cost of apartments? The issue of the cost of apartments is traditionally relevant for broad groups of the population
Last modified: 2025-01-24 12:01
Sadly, but it is unlikely in the near future in our country the number of claims for the division of property and the imposition of alimony will decrease. Since only a few separated couples can determine the amount of alimony by agreement of the parties, most often this issue is resolved in court
Last modified: 2025-01-24 12:01
In addition to the brightest feelings, financial stability is the basis for the existence and prosperity of a happy family. To confidently "stand on your feet", it is important to correctly organize the family budget. Instructions Step 1 Select a model or type of family budgeting
Last modified: 2025-01-24 12:01
In an era of crises and all kinds of economic cataclysms, the problem of economy becomes especially acute. Someone saves on clothes, someone - on entertainment. But when nothing else helps, you have to start saving on what you can't do without - on our daily bread
Last modified: 2025-01-24 12:01
A large family these days is not such a rarity. Not the least role in the decision of parents to have three or more children is played by social programs provided by the state to make the life of large families easier. It is not necessary to count on large amounts of benefits, but many benefits help large families quite seriously
Last modified: 2025-01-24 12:01
Maternity benefits are calculated on an individual basis based on the woman's average earnings. However, there is a minimum amount of maternity leave that is guaranteed to be payable by the state regardless of the payments received. The minimum size of maternity wages is calculated based on the value of the minimum wage in the current year
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There are situations in life when it is impossible to cope without outside help. For people who have strayed into a difficult financial situation, especially those who belong to socially unprotected strata of society (young mothers with children, pensioners, disabled people), the state provides support
Last modified: 2025-01-24 12:01
Today, in order to pay for utilities, it is not at all necessary to go to a Sberbank branch with a receipt and stand in queues. Due to the rapid development of the system of Unified Information and Settlement Centers, it is now possible to pay off the rent in a variety of ways
Last modified: 2025-01-24 12:01
It so happened that Russian people do not trust banks, so they try to keep everything they earn at home. Every thief tries to find and take with him as fashionably as possible more valuables from home. And the task of honest citizens is to preserve their values
Last modified: 2025-01-24 12:01
A birth certificate is a legal document, it is issued to a woman in labor to pay for the services of medical institutions to which she applies. This monetary incentive promotes better health care delivery. Instructions Step 1 The birth certificate was introduced to improve the quality of medical services provided not only to a pregnant woman, but also to an unborn baby
Last modified: 2025-01-24 12:01
With the arrival of spring, the time has come for everyone to shop. The first warm rays of the sun transform nature, hinting to people that it would be nice for them to be transformed. Now is the time to buy a spring jacket, but the purchase is not always a joy and not everyone knows what to do if the jacket turns out to be unsuitable in size or shows a hidden marriage upon arrival home
Last modified: 2025-01-24 12:01
In accordance with Chapter 13 of the RF IC, alimony obligations arise in relation to minor children or disabled parents. You can collect alimony on a voluntary or compulsory basis as a percentage of the payer's income or in a fixed amount. It is necessary - voluntary agreement
Last modified: 2025-01-24 12:01
When buying a house or apartment, the state grants citizens the right to a property tax deduction for personal income tax in the amount of up to 2 million rubles. This means that the buyer of real estate has the right to return the previously paid tax from the budget or receive an exemption from paying it in an amount equal to 13% of the cost of housing, but not more than 260 thousand rubles
Last modified: 2025-01-24 12:01
Renovation of an apartment is not an easy task, requiring both physical and financial costs. Let's turn to the latter, since one of the important factors in the renovation of an apartment is its cost. Self-assessment of repair work is a rather difficult process
Last modified: 2025-01-24 12:01
If your family has a small income, you may be able to apply for social security benefits and payments. To do this, you will need to collect a package of documents, and then submit them to the local social protection authority. The main documents that are required for the recognition of a family as poor:
Last modified: 2025-01-24 12:01
Maternity capital can be used to improve the living conditions of the family, educate children or increase the funded part of the mother's pension. But before you dispose of this certificate, you need to issue it, because the procedure takes more than a month
Last modified: 2025-01-24 12:01
Since the installation of water meters began in Russia, disputes on this issue have not subsided. Indeed, in some cases it can save money, in others it can cause even greater costs. Calculations are easy enough. Abroad, water meters have long and firmly entered into use, but in Russia they never manage to take root completely
Last modified: 2025-01-24 12:01
Provision with own circulating assets is one of the main indicators of the financial stability of an enterprise. If the company does not have equity capital, this means that the formation of current assets, and in some cases a part of non-current assets, is carried out at the expense of borrowed funds
Last modified: 2025-01-24 12:01
According to article No. 157 of the RF ZhK and the rules for the provision of communal services to citizens, approved by Decree of the Government of the Russian Federation No. 37 of May 23, 2006, the calculation of payment for heating is made by the settlement center of the housing maintenance company and sent to citizens in the form of ready-made receipts, payable by the 1st day of each months
Last modified: 2025-01-24 12:01
Saving up money for a car is actually not as difficult as it seems. The main thing is desire, perseverance and willpower, and you will achieve your goal! Instructions Step 1 Do you want to buy a car, but don’t want to take out a loan?
Last modified: 2025-01-24 12:01
With the onset of the new school year, parents of schoolchildren are anxiously awaiting school meetings. The phrase: "Hand over money for …" no longer surprises anyone. Are levies in schools legal? We understand the situations. It is not necessary to have legal knowledge to understand whether extortions are legal in schools
Last modified: 2025-01-24 12:01
Money is not the main thing in life, but sometimes you cannot do without it. Who else can you turn to in times of financial difficulty, if not your parents? These people who love you are unlikely to deny you help, will not rush to return your money, will not demand interest and, most likely, will not ask unnecessary questions
Last modified: 2025-01-24 12:01
In pursuit of an increase in the birth rate, the state provides a tempting incentive - maternity capital. But in reality, mothers who want to take advantage of these finances are faced with a problem: the state clearly limits the list of reasons why you can cash out capital
Last modified: 2025-01-24 12:01
One-time childbirth allowance is provided to one of the parents or to the person who replaces him. In this case, it is imperative to register the child with the registry office in the prescribed manner, and then apply for an allowance at the place of work or in the District Department of Social Protection of the Population (RUSZN)
Last modified: 2025-01-24 12:01
When it becomes necessary to calculate the amount for the delivery of any cargo to a certain place, many begin to get lost. There is nothing complicated about it. It is only necessary to adhere to a certain plan of action. It is necessary access to the Internet calculator Notebook and pen scales (to determine the weight of the cargo) measuring tape or tape measure (to determine the size of the load) Instructions Step 1 Determine the distance
Last modified: 2025-01-24 12:01
In light of the events taking place in Russia in 2014, many residents of the country began to worry that a devaluation of the national currency could occur. Will the ruble fall, and how can you keep your money so as not to lose your savings?
Last modified: 2025-01-24 12:01
Parental divorce should not affect the living standards of children left with their mothers. This is ensured by the collection of alimony from the father, which for one child is a quarter of his official earnings, and for two - one third. You can collect alimony from your husband only after you apply to the court with the appropriate statement
Last modified: 2025-01-24 12:01
Many women are thinking about how to save money on groceries. After all, this particular category of expenses is quite high. And the most offensive thing is that with the wrong approach, the products simply deteriorate in the refrigerator, are not used and are thrown away
Last modified: 2025-01-24 12:01
The housing issue is a sore subject for Russian citizens. At the same time, some of them categorically refuse to apply for a mortgage, considering this action to be irrational and too expensive. It is necessary telephone, Internet access, passport and other documents provided at the request of the bank Instructions Step 1 Save up for an apartment
Last modified: 2025-01-24 12:01
A certificate for maternity capital is a measure of state support for families with a second child. This measure was introduced in 2007 and is planned to be applied until 2016. Currently, the amount of maternity capital funds is 365,700 rubles
Last modified: 2025-01-24 12:01
For the first time, a person meets the concept of "family budget" in childhood. In the parental home, the baby learns the model of handling money. It can be reasonable savings, and "holding out" from paycheck to paycheck, and savings for the sake of savings themselves
Last modified: 2025-01-24 12:01
Persons who are temporarily absent from the place of residence, that is, those who do not use the services: gas, cold and hot water, electricity and sanitation, have the right to receive a recalculation of utilities. Such services are calculated according to consumption standards
Last modified: 2025-01-24 12:01
Some people have no idea how much money it takes to live for a month or six months. This is due to the fact that expenses are chaotic, as needed and income appears. If you take control of the situation, you can streamline your spending and find extra money for what you have long dreamed of
Last modified: 2025-01-24 12:01
There are several ways to reduce utility bills. Depending on the situation, options are available such as obtaining a subsidy, discharging excess tenants from a privatized apartment, installing meters for cold and hot water and gas, and switching from central heating to autonomous
Last modified: 2025-01-24 12:01
The presence of debt burdens life, as if a large load must be dragged along with you day after day. True, if you take an organized approach to the issue of distributing debts, you can speed up this process several times and, finally, be free from obligations
Last modified: 2025-01-24 12:01
The rent must be paid by the 10th day of each month. Those who do not pay their rent on time will be charged a penalty for each day of delay. The amount of the penalty is determined by the Housing Code of the Russian Federation - one three hundredth of the refinancing rate of the Central Bank of Russia
Last modified: 2025-01-24 12:01
Single-parent families are increasingly common in Russia. But most women who find themselves in a difficult situation do not know about the benefits they are entitled to by law. Single mother status According to the current legislation, a single mother is a woman who has given birth to (adopted) a child out of wedlock, if it has not been established who is his father
Last modified: 2025-01-24 12:01
Maternity capital is a sum of money that cannot be cashed out. This document is issued to every woman, citizen of the Russian Federation, after the birth of her second or subsequent children until 31.12.2016. The amount of maternity capital is indexed annually and in 2011 it is 365 thousand 700 rubles