The set of methods for checking the balance on a bank card depends on the specific credit institution that serves it. Usually it includes checking the balance at an ATM, calling the call center, using the SMS informing service, using the Internet banking service and contacting the bank operator in person. Depending on the situation, you can use any of the available methods that you find most convenient.
It is necessary
- Depending on the situation:
- - bank card;
- - telephone (landline or mobile);
- - ATM;
- - personal visit to the bank;
- - passport.
Instructions
Step 1
To check the balance of the card through an ATM, insert it into this device, enter the pin code and select the function of requesting the balance (card balance) on the screen. Some ATMs will give you a choice to display it on the screen or on a check, others will print a check with the default card balance information. Note that some banks charge a fee when checking their card balances at third-party ATMs. In this case, it is more profitable to use for this purpose the device of your bank and those with which it has a mutual agreement on free of charge this and other services for clients. You can find out such nuances on the website of your bank, in its call center or by contacting the nearest branch in person.
Step 2
You can also get information about the account balance at the bank's call center. To do this, dial his number from a regular or mobile phone (it is usually indicated on the back of your card, often this is a free number for calling from any region of Russia) and follow the instructions of the autoinformer. If such a function is not provided in it (although this is unlikely), wait for the operator's response and ask him to tell you the balance on the card.
Step 3
To find out the balance of the card by SMS, send a message with the text specified in the corresponding instruction to the number indicated in it. If your bank provides for such a method of obtaining this information, instructions should be on its website and in the accompanying documents received by you when registering a card or when activating the SMS-informing service. If the SMS-informing service is already connected, after each operation on your card you will automatically receive SMS with information how much you spent (or how much is credited to the card) and how much money you have left in your account.
Step 4
The convenience of Internet banking is that with its help you can find out the account balance without significant costs, for example, while abroad, especially if the Internet is included in the room rate or you are in a place where free Wi-Fi is available. Open the Internet bank website, log in to it (usually by login and password, some banks practice additional security measures, such as a one-time code or a password sent via SMS). Most often, information about the balances on all accounts is available immediately after authorization. But in some cases, you will have to click on the banking product you are interested in - in this case, your card account.
Step 5
You can also find out the balance on the card by personally contacting the operator of the nearest branch of your bank. Show him your card and passport and tell him about your desire to find out the balance on the account. The teller will tell you the amount and will most likely print out your card balance information.
