Bank plastic cards have long passed from the category of "luxury" to the category of "everyday life". We use plastic cards to transfer wages and pensions, and with their help we send money to relatives, friends and relatives, and pay for various services.
It is necessary
Mobile phone, home computer with internet connection
Instructions
Step 1
Use the ATMs of your bank as a source of notification about the status of the account on your card (in this case, the information is provided without commission). After you insert the plastic card and enter the pin-code, select the "Balance inquiry" item from the menu. The state of the card account will be presented to you on paper (printed receipt) or on the ATM screen (of your choice and if there is such a function in the ATM).
Step 2
Another traditional way of checking and constantly monitoring the balance of an account on a plastic card is very simple - you need to contact the bank where it was drawn up with an application for a report on the movement of funds on the card. Such a report will be provided monthly by letter by post or by e-mail. Comparing ATM checks for a month with reporting data, you will clearly track and control the movement of money on your plastic card account.
Step 3
An instant way of notifying about the state of the account is to activate the Mobile Banking service. Choose an option - full or economical (either will work for information). After that, contact your bank with a request to provide this service. It is also possible to connect the option by phone, but for this you need to find out the number of the service department of your bank and be ready to provide private information by phone. By connecting this service, you will easily track the movement of funds on the plastic card account: almost immediately information about all operations is received in the form of SMS messages to your phone.
Step 4
If you have activated the full Mobile Banking service, the Internet banking option also becomes available. At home, sitting at a computer connected to the Internet, you will have complete information on the movement of funds in all your accounts with this bank. Using online banks is completely safe (provided you have high-quality, constantly updated anti-virus software) and very simple. To do this, you need to get a login and password at your ATM (standard procedure: insert a card, enter a pin code, menu "Information Services"), plus 10-20 one-time passwords to access your personal account (they can also be received in the form of SMS messages at each entrance to the office). By entering your personal account, you can check the status of the account not only on the plastic card, but also on other accounts of this bank, get an extract about the last five transactions for each account and many other useful functions.