Nowadays, many people are moving from paying in cash to actively using bank accounts. Indeed, it is very convenient, and in some cases even necessary - settlements with many organizations can be carried out only through a bank. With an abundance of offers on the banking market, most often the attention of consumers is attracted by large banks such as VTB. How can you open an account there?
It is necessary
passport
Instructions
Step 1
Decide in what currency you want to open an account. It is most logical to choose the one in which you will conduct calculations and charge money.
Step 2
Find a bank branch near you. This can be done using the VTB24 website. On the main page, select your region and city. Then click on the "Branches" link. You will see a complete list of branches with phone numbers and addresses.
Step 3
Come to the bank with your passport and money. Write an application for opening an account. Next, top up your account through the bank's cash desk. If you wish, you can also agree to have a card issued in your name. But keep in mind that even a debit card costs extra money to service.
Step 4
If you want to open an account for business purposes, then the algorithm of actions will be slightly different. An additional package of documents will be required depending on the form of business organization. For accounts for legal entities, upon registration, you will need to prepare:
- certificate of state registration of a legal entity;
- an extract from the Unified State Register of Legal Entities;
- certificate of registration with the tax authority;
- articles of association;
- documents confirming the authority to sign the management, as well as a card with these signatures;
- a document on the registration of the organization in Statregister.
Depending on the specific situation, the bank may request additional documents. Accounts for legal entities are drawn up in the branches where the service of organizations is provided. The account must be opened either by the manager personally or by another person under a notarized power of attorney.
Step 5
An individual entrepreneur, notary or lawyer can also open an account with VTB for professional needs. They will have to present their registration documents, such. As an extract from the register of lawyers or a certificate of registration for individual entrepreneurs. Such an account can also be opened by proxy by another person.
