It is far from always convenient and profitable for residents of Ukraine to carry out financial transactions in national currency. And international currency is not a panacea, especially in the case of financial transactions with companies registered in Russia. To simplify financial settlements with Russians, a number of Ukrainian banks offer clients to open accounts in rubles.
Privat Bank: ruble accounts for individuals
Quite popular among Ukrainians, Privat Bank, among other things, provides the opportunity to open a ruble account. Moreover, as a bonus, the bank provides the client with a plastic card completely free of charge, with the help of which it is easy to carry out all kinds of manipulations with the money on the account.
In favor of Privat Bank in the case of opening a ruble account, a large-scale network of ATMs and terminals throughout Ukraine, as well as branches in almost every locality and the ability to access the account through the Privat 24 online service, speaks.
To open an account, both a passport of a citizen of Ukraine and an international passport are suitable.
To open a ruble account, a new client who does not have any other Privat Bank products in use must come to the nearest bank branch with a basic package of documents, which includes the originals of the passport and identification code.
Sberbank of Russia: deposits in rubles for Ukrainians
Another bank that also provides an opportunity to become the owner of a ruble account in a matter of minutes is Sberbank of Russia. In addition to the opportunity to get a debit card to carry out transactions with the account, this bank offers its customers a number of deposit programs that apply equally to both hryvnia and ruble accounts.
The amount of charges for deposit programs may differ depending on the currency of the account.
Unlike the aforementioned Privat Bank, Sberbank of Russia in Ukraine does not have such a developed network of ATMs and branches. Nevertheless, the level of trust in the bank among individuals is quite high. In addition, you can also withdraw cash from other ATMs, so this fact can hardly be considered a reason to refuse to work with this bank.
To open a ruble account in the Ukrainian branch of the Russian Sberbank, you also need to have an identity document and an identification code with you. In Sberbank, both residents of Ukraine and citizens of other states can open a ruble account, subject to the provision of the necessary package of documents.
When replenishing a ruble account through Ukrainian self-service terminals, the national currency is converted into rubles at the internal rate of the bank in which the ruble account is opened. Regardless of the bank you choose, you can replenish your account through the bank's cash desk in cash rubles.
